Underwriting

Evaluating your clients for the most competitive offers in the marketplace.

The CPS Life Underwriting Department’s motto is “Never Say Never”. We are experts in the field of impaired risk underwriting. We know how to obtain the most competitive offers for your clients from the highly rated and well-respected carriers that we represent.

UNDERWRITING THE CPS WAY

With our expertise in underwriting, we develop each case to determine if an individual can qualify for life insurance coverage. We obtain the most important details regarding your client’s medical history, avocations or any other underwriting issues. We then shop the case to our partner carriers for competitive quotes. We know where to go and how to present a case to our carriers so that we obtain the best offers for your clients. We not only help you preliminarily but we are there to help you on the back end of a case if it gets approved other than applied for or declined. No matter what way the CPS Life Underwriting Department gets involved, you can rest assured knowing that you have presented the best options for your clients.

STRATEGIC PARTNERSHIPS

With over three decades of industry experience, we have fostered relationships and leveraged shared experience, which has helped us and our affiliate offices achieve results far beyond our expectations. Our strategic partnerships across the financial and insurance industries have helped create a community of contacts and resources. These partnerships benefit you since we are able to leverage them for the best possible outcomes for your clients.