The CPS Life Underwriting Department is dedicated to helping you increase your sales. Our unique expertise in the impaired risk marketplace can turn your impaired risk cases into paid commissions. Join us for a webinar to discuss some of our more popular impairments and show you how these cases turned into premium dollars:

• Depression
• Sleep Apnea
• Build Issues

Let our experience and access to 30+ carriers get you the most aggressive offers for your clients.

What sets us apart?: Our experience. Our expertise. We are your advocates.

Join us and learn more!

Please contact CPS Life Underwriting 800-326-5433 ext. 147

Climbing a mountain can be a great analogy to retirement planning. Clients want to ensure that they accumulate for retirement viewing the climb as the challenge at hand and the summit as their retirement goal. However, ask any seasoned climber what the most difficult part of climbing a mountain is and they are sure to say, the decent. This decent is very similar to the payout phase at retirement, which can be just as difficult to plan for as the accumulation phase, especially with today's market.  Join CPS Insurance Services for a web conference to discuss:

• The challenges that exist in the payout phase of retirement
• How to begin the income conversation
• Sales ideas to generate income for your clients

Do not miss this opportunity to learn about the different income generating products available in today's market to ensure your clients can make it down the mountain with ease.

Please contact CPS Annuities 800-326-5433 ext. 266

With over $3.5 trillion in cash or cash equivalent assets in the financial market, it is alarming to learn that long term care sales account for only 7% of the market penetration. Join CPS and Genworth Financial's Justin Shipman for an eye opening discussion to learn how recent changes in tax law can substantially benefit your clients by better leveraging their current assets to assist or cover the long term care need. Topics will include:

• How the Pension Protection Act (PPA) provisions can benefit your clients.
• How annuities can be used more efficiently.
• Asset fact-finding to identify linked benefit prospects.
• Integrating linked benefit life products into a long term care sale
• Funding long term care with annuities tax free

Please contact CPS Annuities 800-326-5433 ext. 149

Please join CPS Insurance on Tuesday March 30, 2010 for an overview of a creative and aggressive program for your impaired risk clients. Rosco was designed specifically for your clients that have been assessed table ratings or flat extra's on their life insurance offers. Get ahead of the competition and learn how this program can save your clients anywhere between 25-40% on their overall insurance premiums.

Please contact CPS Life 949-225-7145 ext. 145

Please join CPS Insurance Services Annuity Sales & Marketing Associate, Eric Neilsen and Truitt Smith, CPC, CLU, ChFC, QPA, CEBS, Vice President of Pension Sales at American National for a presentation discussing "Retirement Plan Ideas for the Small Business after New Pension Law changes."

Recent changes in the Tax Code relating to pension and profit sharing plans have made it easier for you to offer competitive qualified plans to your small business owner clients.

Sign up today so you can be prepared with the knowledge and tools necessary to ask the right questions, gather the proper information and provide clients with the best solutions leading to more closed sales. Donât miss out on this exciting opportunity to provide your Small Business clients with the products and services they now have the option of choosing.

Topics of discussion will include:

• Why you as a broker should be in the small business retirement planning market
   
• Exactly what to say to create interest and obtain a census
   
• New legislation's impact on this market
   
• New ideas for profit sharing and 401(k) plans
   
• New ideas for 412(e) and Defined Benefit Plans
   
• The new Cash Balance Plan concept
   
• What happens after the Sale

Please contact CPS Annuities 800-326-5433 ext. 126

First - It will quickly teach you the two insurance planning concerns that every business must confront and how you can open discussions on both.

Second - It will familiarize you with the most simple insurance-based employee benefit so you can easily open a dialogue regarding non-qualified benefit planning for the prospect's key employees.

Please contact CPS Advanced Markets 805-597-3636