Join CPS Insurance Service's Eric Neilsen and John Hancock's Mike Raczkowski and Garry Tilton as they discuss John Hancock's SPWL product, LifeCare. The LifeCare product was recently approved for sale in the state of California and is also approved in 43 other states.

The Life Care product is an excellent product you can use to show your clients how to move money from an unsophisticated saving vehicle like a CD or money market account to leverage their money for LTC should they need it. It also provides a tax free death benefit to the beneficiaries if they don't use all the LTC funds. This policy gives clients what they want most today, guarantees. The cash values, death benefit and LTC coverage are all guaranteed in this simple solution package from an A+ carrier.

Please contact CPS Annuities 800-326-5433 ext. 126

"Hybrid annuity" benefits were made available through The Pension Protection Act (PPA) in January of this year. Do you know what it means for your clients? Did you know there are only a handful of carriers offering PPA compliant annuities? How do they work? What's the tax implication? How can your client qualify? What type of care is covered?

Join CPS and Genworth Financial for all these answers and more including:

• Trends in long term care and how to create a better solution
• Recent changes in tax law
• Prospecting, sales ideas, and how to create client buy-in

Don't miss out on our fastest growing sales concept of 2010. Register today and learn how the Pension Protection Act and Genworth's Total Living Coverage Annuity can boost your business.

Please contact CPS Annuities 800-326-5433 ext. 149