Typically, business owners focus on day-to-day operations far more than on retirement, or on keeping the business going in the event of death. Business owners need your help!
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We are here to provide our expertise when it comes to writing good cover letters. We can even write them for you. We will help explain the purpose of your applications to our carrier underwriters.
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Determining the correct amount of life insurance protection remains a mystery to many. Recent studies show that most adults continue to lack adequate amounts of coverage – and close to two-thirds admit to not even having a personal life insurance agent.
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Asking for a second exam after one was done in the not so distant past can jeopardize a sale. Worry no more.
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A policy review may uncover that the existing amount of coverage is no longer reflective of their true need and/or that there’s opportunity to enhance their coverage via the inclusion of living benefits.
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One of the most important aspects to placing more business is a knowledgeable underwriting team to be your advocate for those challenging cases. The CPS Life Underwriting team has a philosophy we call “never say never”.
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Critical Illness Insurance provides financial help wherever it may be needed – so you can focus on your recovery instead of your finances.
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A unique feature on guaranteed universal life is a return of premium option, included at no additional charge within the policy, which provides clients with an exit strategy, giving them flexibility for their future.
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Are you ready to engage with clients to ensure they’re properly addressing the new opportunities and changes?
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