The client does not need to convert their entire term policy at once and can make use of multiple partial conversions to help keep premium costs low while providing added flexibility.

How many of your clients would consider replacing their existing term coverage with a product that could pay benefits if they were to experience a major health event?

The reality is that less than 10% of all applicants qualify for the top tier rate class and the majority of clients are approved at standard rates.  Take advantage of our services and expertise to avoid any underwriting surprises.