A properly designed Indexed Universal Life (IUL) can help you win more cases by providing customers with options they can use while living.

Show your clients how to utilize a 1035 exchange into a Term/UL hybrid product to lower current premiums or purchase a paid up policy.

If one of your clients dies without having funds earmarked for final expenses their surviving family and friends can be put in a very difficult position that causes them to make lifestyle sacrifices to provide for a proper burial.

There is a way to accomplish long-term growth and minimize the exposure to the increased volatility of the markets.

We have spent many hours working with clients to help them better understand the product’s crediting and accumulation strategies.