As an agent, it is your job to be thorough when completing the application in order to get your client the best offer available.
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Providing a secure future for families across America since 1974
As an agent, it is your job to be thorough when completing the application in order to get your client the best offer available.
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This temporary raise was enacted in order to accelerate a return to service levels that are consistent with John Hancock’s commitment to you.
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Now is the time to start having conversations with your clients about LTC planning, the risk of depending on government programs, and how those programs differ from private LTC insurance.
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Who will need it and for how long, how much it will cost, the state of the long-term care insurance marketplace, and the toll on caregivers.
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The executive bonus is a great sales concept for the small business market and can generate significant commissionable sales to the producer.
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The following case studies show how the identification and application of underwriting credits can significantly reduce premiums.
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Adapting your approach to the new market will not only demonstrate that you are responding to changing trends, but will ultimately help to increase your LTC Insurance business.
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When gauging the relevance of a new product or new enhancement, one can look at whether or not some of the largest, oldest insurance carriers are making these new products available in their product portfolio.
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Regarding your client’s planning intentions and goals; all 50 states have legislation in effect that effectively says, “If they aren’t written down, then they didn’t happen!”
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A properly designed Indexed Universal Life (IUL) can help you win more cases by providing customers with options they can use while living.
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