Producers who sell Disability Insurance as Income Protection will find that clients are more open to a discussion on how they would manage financially should there be a disruption in pay.

We have availability to several Critical Illness carriers that offer unique policies to meet your client’s needs.

The majority of disability claims are partial in nature. It is important to always include a partial benefit or Residual benefit whenever recommending income protection for your clients.

Income Protection plans are available with Return of Premium options – where a portion of the premium is paid back to a client, income tax free.

Asking the right questions can help uncover information to create a plan should your clients be out of work due to an illness or injury.

Start the conversation about income protection with young couples who have bought a home or are starting a family. This is the best time to build a foundation of financial protection.

The young professional market is largely untapped. With their future earning potential and conservative approach to finances, they make good candidates for income protection and other financial products.

The DI Retirement Security product can be an extremely important safety net to help ensure your clients meet their retirement goals.

How do you engage your clients about income protection? There are 3 simple questions that can lead to Disability Income Sales.