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Posted by: In: Agents Dec 10, 2019 Tags:

The order of things is essential.  The correct order is critical.  Fortunately the order and timing of insurance conversions and ownership transfers is less complicated.

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Posted by: In: Agents Dec 09, 2019 Tags:

The client does not need to convert their entire term policy at once and can make use of multiple partial conversions to help keep premium costs low while providing added flexibility.

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Posted by: In: Agents Dec 06, 2019 Tags:

While most carriers limit eligible rate classes for this particular family history, there are still a couple of A+ carriers that do not underwrite family cancer histories at all.

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Posted by: In: Agents Dec 05, 2019 Tags:

No can predict the future, but if the need for long-term care should arise, how much would it cost – and how would your client pay? 

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Posted by: In: Agents Dec 04, 2019 Tags:

Instead of drilling your clients with horror stories about the difficulties they will face without having a DI policy in place, ask them the right questions in order to make the DI sale.

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Posted by: In: Agents Dec 03, 2019 Tags:

Two coordinates come into play when financially justifying an amount of life insurance coverage applied for – how much is being applied for and how much is it going to cost.

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Posted by: In: Agents Dec 02, 2019 Tags:

How many of your clients would consider replacing their existing term coverage with a product that could pay benefits if they were to experience a major health event?

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Posted by: In: Agents Nov 26, 2019 Tags:

Knowing all the facts can certainly change the response to circumstances. And so it is when talking to a business owner about how much company-owned coverage he or she can get on an important executive.

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Posted by: In: Agents Nov 25, 2019 Tags:

When owners use the business evaluation process, results can lead to significant opportunity.

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Posted by: In: Agents Nov 25, 2019

Please be advised our office will close at 2.00 PM PST on Wednesday, November 27th, in observance of the holiday. We will resume normal business hours on Monday, December 2nd. 

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