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Posted by: In: Agents Nov 30, 2020 Tags:

There is a way to accomplish long-term growth and minimize the exposure to the increased volatility of the markets.

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Posted by: In: Agents Nov 25, 2020 Tags:

By stacking additional income protection on top of the coverage the traditional carriers provide, the client’s ability to maintain their current lifestyle turns from fiction to reality.

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Posted by: In: Agents Nov 24, 2020 Tags:

Among the tax proposals that have been put forth in the Biden/Harris plan is a change in the federal gift and estate tax that could greatly expand the number of folks you may need to contact before the end of the year.

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Posted by: In: Agents Nov 23, 2020 Tags:

We have spent many hours working with clients to help them better understand the product’s crediting and accumulation strategies. 

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Posted by: In: Agents Nov 20, 2020 Tags:

While most carriers limit eligible rate classes for this particular family history, there are still a couple of A+ carriers that do not underwrite family cancer histories at all.

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Posted by: In: Agents Nov 19, 2020 Tags:

Not only are women living longer than ever, they’re also the target market that will drive your LTCi sales further.

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Posted by: In: Agents Nov 18, 2020 Tags:

DI Retirement Security provides coverage for individuals to help them continue to make retirement contributions if they become unable to work due to disability.

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Posted by: In: Agents Nov 17, 2020 Tags:

Underwriter hesitancy comes from comparing a key person need with a different financial justification involving future ownership – insuring against anticipated estate tax liability.

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Posted by: In: Agents Nov 16, 2020 Tags:

Learning the common pitfalls and how to avoid them will not only help your clients get the coverage they need, but will also help you become a better producer.

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Posted by: In: Agents Nov 13, 2020 Tags:

The following case studies show how the identification and application of underwriting credits can significantly reduce premiums.

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