Providing a secure future for families across America since 1974
Call us today: (949) 863-0700

Solutions

Selecting the right group benefits packages not only makes it possible for companies to attract top-tier talent—it also helps to retain employees and protect their investment in case an employee becomes sick or injured. With CPS Employer Benefits Solutions®, businesses can choose from a comprehensive range of coverage options and flexible features to provide tailored protection for employees.
Group Retirement / 401(k) and 403(b) Plans
Group Life and Accidental Death & Dismemberment
Group Health & Dental Insurance
Group Disability Insurance

Our Focus

What sets us apart from the competition?

Our risk management team approach combined with results-oriented consulting, brokerage services, and seamless administration support. With over 20 years of industry experience, our experts offer in-depth plan design experience, access to the industries best options, flexible features, customized in your client's unique situation. We can be your back office or provide point-of-sale service from beginning to end.

We focus on working diligently with you to ensure outstanding results and lasting relationships with your small to mid-sized business owner clients from 50 lives and larger.
Professional Guidance

We will work with you to analyze the needs of your clients to define long-term goals we will design our strategic plan around.
Market Analysis

We perform a comprehensive market analysis aimed at the most viable carriers and work with you to present our recommendations and close the sale.

Insights and Industry Benchmarks

To optimize the success of this marketing process, we can include a best practices benchmarking study of your clients’ company against firms in their industry, and assess their status as it relates to Health Care Reform, program cost effectiveness and compliance.


Actuarial Consulting

Health and benefits consulting practice works with employers to develop customized benefits plans that drive engagement, promote responsibility and accountability, help participants manage health risk and chronic conditions, and reduce absence.


Expert Plan Design

We will collaborate with your client to design a strategic plan focused on achieving the goals the company has defined for the plan. We will make sure the plan achieves the protection and the strategic benefits goals of the company benefits package to include: retirement, wealth management and executive benefits.



Leadership

Jim Moore, Vice President of Retirement Plan Services

James Moore has been in the financial industry for over 30 years working as the Vice President of Retirement Plan Services at CPS Insurance Services, Newport Beach. He specializes in developing a firm’s footprint in the marketplace while maintaining an extensive network of loyal advisors. Outside the office, you’ll find him spending quality time with his four sons – from coaching their sports teams, doing charity work on their behalf, and treating them to a day at Disneyland. James is the ultimate family man.

Thomas Nicols, Disability Income Sales & Marketing Manager

Tom heads up the Disability Income Department at CPS Insurance Services as Sales & Marketing Manager. He began his career with the company in 1998 as a New Business Manager, assisting independent brokers with case design and sales concepts for life insurance. Tom totals 31 years of Retail Life Sales, Disability Income, Financial Planning and Wholesaling experience. He enjoys spending time with his family and grandchildren, Dylan and Audrey. On the weekends, you may find Tom exploring new hiking trails with his wife.

401K FEE LAWSUITS, WHO’S NEXT?

More than 70 million workers and retirees have money in 401k plans representing trillions of dollars. With the advent of the ERISA 408(b)2 disclosure rule from the Department of Labor, the whole landscape changed with respect to 401k fees. It mandated that service providers disclose ALL of the fees paid by participants – including those hidden, or soft dollar charges.

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ARE YOU LEAVING “RETIREMENT” INCOME ON THE TABLE?
The discussion about retirement income is all around all of us. We all hope to one day retire, but as we start to think about retirement, we face the question of how we will save for it – and, if what we save, will even be enough. This has created a huge opportunity for advisors. The retirement market is mind boggling.

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SAY YES TO GROUP BENEFITS & RETIREMENT OPPORTUNITIES
As a financial advisor, you are the trusted resource your business owner clients turn to for advice – even for issues that may lie outside your scope of expertise. The hot topic for a while now has evolved around the Affordable Care Act, or ACA. Many of your business owner clients are seeing substantial rate increases on their group benefit plans. Neither your clients, nor their valued team members, are happy with these changes.

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Providers

Complete and submit the form to receive the Fiduciary Checklist and Client Discovery Form documents. Our CPS Employer Benefits Insurance Solutions expert will be in touch shortly to help you prioritize potential opportunities within your current book of business.

You can use these helpful documents to gather important information we will use to build tailored group benefits solutions packages for your business owner clients. discuss your opportunity and provide support to help you close the sale.
Fiduciary Checklist
Client Discovery Form

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