What do clients with a history of melanoma and recreational marijuana use have in common? Both may now qualify for Preferred Non-Tobacco rates!
While incidence rates for melanoma are on the rise, mortality rates have declined, leading to more favorable outcomes in Life Insurance underwriting. At the same time, rates for consumers of recreational marijuana may not be as high as you think now that Preferred or even Preferred Best Non-Tobacco rates are available for some.
Join Trina Snowney, CPS Life Underwriter, along with Anahi Prieto, Life Sales & Client Relations at CPS, and Lynn Dreist, FALU, FLMI, Senior Underwriting Director with Lincoln Financial Group, to see how your clients can benefit from today’s new underwriting guidelines.