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Hot Fixed Annuities

Fixed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Multi-Year Guarantee Annuities   2/19/2020
Carrier Product AM Best Yield to Surrender Max Issue Age Comp *
2 Year
Equitable Secure Savings Elite 2 (Not available in CA FL MA MD MN NJ NY OR PA PR TN VA VI WA) B+ 2.85% 85 1.25%
Product availability varies by state – call CPS for state approval
3 Year
Fidelity & Guaranty Platinum 3 A- 2.70% 90 1.50%
The Standard Focused Growth Annuity 3 (High-Band) A 2.10% 93 1.50%
New York Life Secure Term MVA II 3 (Mid-Band) A++ 1.90% 85 1.00%
Product availability varies by state – call CPS for state approval
4 Year
Guaranty Income Life Guaranty 4 B++ 2.75% 100 1.60%
Oxford Multi-Select 4 A- 2.45% 80 1.30%
AIG American Pathway VisionMYG 4 (High-Band) A 2.25% 85 1.50%
New York Life Secure Term MVA II 4 (Mid-Band) A++ 1.90% 85 1.50%
Product availability varies by state – call CPS for state approval
5 Year
Equitable Secure Savings Elite 5 (Not available in CA FL MA MD MN NJ NY OR PA PR TN VA VI WA) B+ 3.65% 85 2.00%
Sentinel Personal Choice Annuity 5 B++ 3.60% 85 2.25%
Royal Neighbors Choice 5 (High-Band) A- 3.10% 85 1.75%
Americo Platinum Assure 5 A 3.00% 85 1.50%
Reliance Standard Eleos MVA A+ 2.60% 85 2.50%
Product availability varies by state – call CPS for state approval
6 Year
Atlantic Coast Safe Haven 6 B++ 3.72% 85 2.15%
Royal Neighbors Choice 6 (High-Band) A- 3.25% 85 2.25%
American National Palladium MYG Annuity 6 (High-Band) A 2.85% 85 2.50%
Principal Principal Preferred Series 6 (High-Band) A+ 2.10% 90 2.50%
Product availability varies by state – call CPS for state approval
7 Year
Atlantic Coast Safe Haven 7 B++ 3.79% 85 2.40%
Fidelity & Guaranty Platinum 7 A- 3.10% 90 2.25%
American National Palladium MYG Annuity 7 (High-Band) A 2.84% 85 2.50%
Product availability varies by state – call CPS for state approval
8 Year
Guggenheim Preserve MYGA 8 (High-Band) B++ 3.20% 90 2.50%
Oxford Multi-Select 8 A- 3.05% 80 1.45%
American National Palladium MYG Annuity 8 (High-Band) A 2.75% 85 2.50%
Product availability varies by state – call CPS for state approval
9 Year
Guggenheim Preserve MYGA 9 (High-Band) B++ 3.25% 90 2.50%
Oxford Multi-Select 9 A- 2.90% 77 2.75%
American National Palladium MYG Annuity 9 (High-Band) A 2.82% 85 2.50%
Securian Financial SecureOption Choice 9 (High-Band) A+ 2.20% 90 2.25%
Product availability varies by state – call CPS for state approval
10 Year
Atlantic Coast Safe Haven 10 B++ 3.90% 85 2.25%
Oxford Multi-Select 10 A- 2.95% 75 3.00%
American National Palladium MYG Annuity 10 (High-Band) A 2.85% 85 2.50%
Product availability varies by state – call CPS for state approval
Please call for state availability
* Commissions reduce at higher ages

Annuity Team