Providing a secure future for families across America since 1974
| Fixed Annuity Hot Sheet | |||||
|---|---|---|---|---|---|
| This spreadsheet is intended for use as a guide. See company literature for details. | |||||
| Multi-Year Guarantee Annuities 10/11/2018 | |||||
| Carrier | Product | AM Best | Years | Yield to Surrender | Issue Age |
| 2 Year | |||||
| Equitable | Secure Savings | B | 2 | 2.80% | 90 |
| 3 Year | |||||
| Guggenheim | Preserve MYGA 3 (High-Band) | B++ | 3 | 3.10% | 90 |
| Sagicor | Milestone MYGA 3 (High-Band) | A- | 3 | 3.00% | 90 |
| Standard | Focused Growth Annuity 3 (High-Band) | A | 3 | 2.85% | 93 |
| Principal | Preferred Series 3 (High-Band) | A+ | 3 | 2.70% | 90 |
| ** RATE INCREASE ** rate will be 2.80% on 10/15/18 | |||||
| 4 Year | |||||
| Oxford | Multi-Select 4 | A- | 4 | 3.35% | 80 |
| Principal | Preferred Series 4 (High-Band) | A+ | 4 | 2.95% | 90 |
| ** RATE INCREASE ** rate will be 3.05% on 10/15/18 | |||||
| 5 Year | |||||
| Equitable | Secure Savings | B | 5 | 4.00% | 90 |
| Royal Neighbors | Choice 5 | A- | 5 | 3.85% | 85 Q / 99 NQ |
| Fidelity & Guaranty | Platinum 5 | B++ | 5 | 3.80% | 90 |
| ** RATE DECREASE ** Rate will be 3.70% on 10/15/18 | |||||
| American General | Pathway SolutionsMYG 5 (High-Band) | A | 10 | 3.65% | 85 |
| Reliance Standard | Eleos MVA | A+ | 5 | 3.55% | 85 |
| 6 Year | |||||
| Oxford | Multi-Select 6 | A- | 6 | 3.75% | 80 |
| American General | Pathway SolutionsMYG 6 (High-Band) | A | 10 | 3.65% | 85 |
| Principal | Preferred Series 6 (High-Band) | A+ | 6 | 3.20% | 90 |
| ** RATE INCREASE ** rate will be 3.30% on 10/15/18 | |||||
| New York Life | Secure Team MVA II 6 (Mid-Band) | A++ | 6 | 3.20% | 85 |
| 7 Year | |||||
| Fidelity & Guaranty | Platinum 7 | B++ | 7 | 4.00% | 90 |
| American General | Pathway SolutionsMYG 7 (high-Band) | A | 10 | 3.70% | 85 |
| Minnesota Life | SecureOption Select 7 (High-Band) | A+ | 7 | 3.40% | 90 |
| 8 Year | |||||
| Oxford | Multi-Select 8 | A- | 8 | 3.85% | 80 |
| ANICO | Palladium MYG Annuity 8 (High-Band) | A | 10 | 3.50% | 85 |
| North American | Guarantee Choice 8 | A+ | 8 | 3.20% | 90 |
| 9 Year | |||||
| Oxford | Multi-Select 9 | A- | 9 | 3.70% | 77 |
| ANICO | Palladium MYG Annuity 9 (High-Band) | A | 10 | 3.57% | 85 |
| Minnesota Life | SecureOption Select 9 (High-Band) | A+ | 9 | 3.50% | 90 |
| 10 Year | |||||
| Atlantic Coast | Safe Haven 10 | B++ | 10 | 4.30% | 85 |
| Oxford | Multi-Select 10 | A- | 10 | 3.75% | 75 |
| American General | Pathway SolutionsMYG 10 (High-Band) | A | 10 | 3.70% | 85 |
| Please call for state availability *Commissions reduce at higher ages |
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