Providing a secure future for families across America since 1974
| Fixed Annuity Hot Sheet | |||||
|---|---|---|---|---|---|
| This spreadsheet is intended for use as a guide. See company literature for details. | |||||
| Multi-Year Guarantee Annuities 2/19/2020 | |||||
| Carrier | Product | AM Best | Yield to Surrender | Max Issue Age | Comp * |
| 2 Year | |||||
| Equitable | Secure Savings Elite 2 (Not available in CA FL MA MD MN NJ NY OR PA PR TN VA VI WA) | B+ | 2.85% | 85 | 1.25% |
| Product availability varies by state – call CPS for state approval | |||||
| 3 Year | |||||
| Fidelity & Guaranty | Platinum 3 | A- | 2.70% | 90 | 1.50% |
| The Standard | Focused Growth Annuity 3 (High-Band) | A | 2.10% | 93 | 1.50% |
| New York Life | Secure Term MVA II 3 (Mid-Band) | A++ | 1.90% | 85 | 1.00% |
| Product availability varies by state – call CPS for state approval | |||||
| 4 Year | |||||
| Guaranty Income Life | Guaranty 4 | B++ | 2.75% | 100 | 1.60% |
| Oxford | Multi-Select 4 | A- | 2.45% | 80 | 1.30% |
| AIG | American Pathway VisionMYG 4 (High-Band) | A | 2.25% | 85 | 1.50% |
| New York Life | Secure Term MVA II 4 (Mid-Band) | A++ | 1.90% | 85 | 1.50% |
| Product availability varies by state – call CPS for state approval | |||||
| 5 Year | |||||
| Equitable | Secure Savings Elite 5 (Not available in CA FL MA MD MN NJ NY OR PA PR TN VA VI WA) | B+ | 3.65% | 85 | 2.00% |
| Sentinel | Personal Choice Annuity 5 | B++ | 3.60% | 85 | 2.25% |
| Royal Neighbors | Choice 5 (High-Band) | A- | 3.10% | 85 | 1.75% |
| Americo | Platinum Assure 5 | A | 3.00% | 85 | 1.50% |
| Reliance Standard | Eleos MVA | A+ | 2.60% | 85 | 2.50% |
| Product availability varies by state – call CPS for state approval | |||||
| 6 Year | |||||
| Atlantic Coast | Safe Haven 6 | B++ | 3.72% | 85 | 2.15% |
| Royal Neighbors | Choice 6 (High-Band) | A- | 3.25% | 85 | 2.25% |
| American National | Palladium MYG Annuity 6 (High-Band) | A | 2.85% | 85 | 2.50% |
| Principal | Principal Preferred Series 6 (High-Band) | A+ | 2.10% | 90 | 2.50% |
| Product availability varies by state – call CPS for state approval | |||||
| 7 Year | |||||
| Atlantic Coast | Safe Haven 7 | B++ | 3.79% | 85 | 2.40% |
| Fidelity & Guaranty | Platinum 7 | A- | 3.10% | 90 | 2.25% |
| American National | Palladium MYG Annuity 7 (High-Band) | A | 2.84% | 85 | 2.50% |
| Product availability varies by state – call CPS for state approval | |||||
| 8 Year | |||||
| Guggenheim | Preserve MYGA 8 (High-Band) | B++ | 3.20% | 90 | 2.50% |
| Oxford | Multi-Select 8 | A- | 3.05% | 80 | 1.45% |
| American National | Palladium MYG Annuity 8 (High-Band) | A | 2.75% | 85 | 2.50% |
| Product availability varies by state – call CPS for state approval | |||||
| 9 Year | |||||
| Guggenheim | Preserve MYGA 9 (High-Band) | B++ | 3.25% | 90 | 2.50% |
| Oxford | Multi-Select 9 | A- | 2.90% | 77 | 2.75% |
| American National | Palladium MYG Annuity 9 (High-Band) | A | 2.82% | 85 | 2.50% |
| Securian Financial | SecureOption Choice 9 (High-Band) | A+ | 2.20% | 90 | 2.25% |
| Product availability varies by state – call CPS for state approval | |||||
| 10 Year | |||||
| Atlantic Coast | Safe Haven 10 | B++ | 3.90% | 85 | 2.25% |
| Oxford | Multi-Select 10 | A- | 2.95% | 75 | 3.00% |
| American National | Palladium MYG Annuity 10 (High-Band) | A | 2.85% | 85 | 2.50% |
| Product availability varies by state – call CPS for state approval | |||||
| Please call for state availability * Commissions reduce at higher ages |
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