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Hot Fixed Annuities

Fixed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Multi-Year Guarantee Annuities 4.17.19
Carrier Product AM Best Yield to Surrender Max Issue Age
2 Year
Equitable Secure Savings Elite 2 B 3.20% 90
Product availability varies by state – call CPS for state approval
3 Year
Guggenheim Preserve MYGA 3 (High-Band) B++ 3.00% 90
Minnesota Life SecureOption Choice 3 (High-Band) A+ 2.90% 90
Global Atlantic SecureFore 3 A 2.90% 85
New York Life Secure Term MVA II 3 (Mid-Band) A++ 2.55% 85
Product availability varies by state – call CPS for state approval
4 Year
Oxford Multi-Select 4 A- 3.05% 80
Principal Preferred Series 4 (High-Band) A+ 2.55% 90
Product availability varies by state – call CPS for state approval
5 Year
Equitable Secure Savings Elite 5 B 4.10% 85
Sentinel Personal Choice Annuity 5 B++ 4.00% 85
Fidelity & Guaranty Platinum 5 A- 3.70% 90
Americo Platinum Assure 5 A 3.60% 85
Mutual of Omaha Ultra Premier 5 A+ 3.15% 85
Product availability varies by state – call CPS for state approval
6 Year
Atlantic Coast Safe Haven 6 B++ 4.12% 85
Oxford Multi-Select 6 A- 3.45% 80
American National Palladium MYG 6 (High-Band) A 3.15% 85
Principal Principal Preferred Series 6 (High-Band) A+ 2.75% 90
Product availability varies by state – call CPS for state approval
7 Year
Atlantic Coast Safe Haven 7 B++ 4.19% 85
Fidelity & Guaranty Platinum 7 A- 3.85% 90
Mutual of Omaha Ultra Premier 7 A+ 3.40% 89
Product availability varies by state – call CPS for state approval
8 Year
Guaranty Income Life Guaranty 8 B++ 3.75% 79
Oxford Multi-Select 8 A- 3.55% 80
American National Palladium MYG Annuity 8 (High-Band) A 3.30% 85
Product availability varies by state – call CPS for state approval
9 Year
Oxford Multi-Select 9 A- 3.40% 77
Minnesota Life SecureOption Choice 9 (High-Band) A+ 3.30% 90
Product availability varies by state – call CPS for state approval
10 Year
Atlantic Coast Safe Haven 10 B++ 4.30% 85
Oxford Multi-Select 10 A- 3.45% 75
American National Palladium MYG Annuity 10 (High-Band) A 3.40% 85
Product availability varies by state – call CPS for state approval
Please call for state availability
* Commissions reduce at higher ages

Annuity Team