Providing a secure future for families across America since 1974
Call us today: (949) 863-0700

Hot Fixed Annuities

Fixed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Multi-Year Guarantee Annuities 7/8/2020
Carrier Product AM Best Yield to Surrender Max Issue Age Comp *
2 Year
Equitable Secure Savings Elite 2 B+ 2.30% 85 1.25%
Product availability varies by state – call CPS for state approval
3 Year
Oceanview Life and Annuity Harbourview 3 MVA A- 3.00% 89 1.50%
Upstream Life Secure Legacy-3Year MVA B++ 2.55% 80 2.05%
**RATE DECREASE TO 2.50% ON 7/20/2020**
North American Guarantee Choice 3 (High-Band) A+ 2.40% 90 1.50%
New York Life Secure Term MVA II 3 (Mid-Band) A++ 1.60% 85 1.00%
Product availability varies by state – call CPS for state approval
4 Year
Guaranty Income Life Guaranty 4 B++ 3.00% 100 1.60%
Oxford Multi-Select 4 A- 3.05% 85 1.30%
AIG American Pathway VisionMYG 4 (High-Band) A 2.10% 85 1.50%
New York Life Secure Term MVA II 4 (Mid-Band) A++ 1.60% 85 1.50%
Product availability varies by state – call CPS for state approval
5 Year
Upstream Life Secure Legacy 5-Year MVA B++ 3.80% 80 2.55%
**RATE DECREASE TO 3.45% ON 7/20/2020**
Sentinel Personal Choice Annuity 5 B++ 3.35% 90 2.25%
Oceanview Life and Annuity Harbourview 5 MVA A- 3.20% 89 2.50%
Americo Platinum Assure 5 A 3.00% 85 1.50%
Mutual of Omaha Ultra Premier 5 A+ 2.75% 89 1.00%
Product availability varies by state – call CPS for state approval
6 Year
Atlantic Coast Safe Haven 6 B++ 3.42% 85 2.15%
Oxford Multi-Select 6 MVA A- 3.10% 85 1.25%
American National Palladium MYG Annuity 6 (High-Band) A 2.85% 85 2.50%
Principal Principal Preferred Series 6 (High-Band) A+ 1.90% 90 2.50%
Product availability varies by state – call CPS for state approval
7 Year
Sentinel Personal Choice 7 B++ 3.45% 85 2.25%
Upstream Life Secure Legacy 7-Year MVA B++ 3.30% 80 2.80%
**RATE INCREASE TO 3.50% ON 7/20/2020**
North American Guarantee Choice 7 A+ 3.25% 90 2.50%
Oceanview Life and Annuity Harbourview 7 MVA A- 3.25% 89 2.75%
Product availability varies by state – call CPS for state approval
8 Year
Oxford Mulit-Select 8 A- 3.10% 85 1.45%
Guggenheim Preserve MYGA 8 B++ 2.90% 90 2.50%
American National Palladium MYG Annuity 8 (High-Band) A 2.70% 85 2.50%
Product availability varies by state – call CPS for state approval
9 Year
Oxford Mulit-Select 9 A- 3.00% 85 2.75%
American National Palladium MYG Annuity 9 A 2.77% 85 2.50%
Product availability varies by state – call CPS for state approval
10 Year
Sentinel Personal Choice 10 B++ 3.55% 85 2.25%
Upstream Life Secure Legacy 10-Year MVA B++ 3.40% 80 3.05%
**RATE INCREASE TO 3.60% ON 7/20/2020**
Oceanview Life and Annuity Harbourview 10 MVA A- 3.25% 89 3.00%
Oxford Multi-Select 10 A- 3.05% 85 3.00%
American National Palladium MYG Annuity 10 (High-Band) A 2.80% 85 2.50%
Product availability varies by state – call CPS for state approval
Please call for state availability
*Commissions reduce at higher ages

Annuity Team