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Hot Fixed Annuities

Fixed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Multi-Year Guarantee Annuities 6/10/2021
Carrier Product AM Best Yield to Surrender Max Issue Age Comp *
2 Year
SILAC Secure Savings Elite 2 B+ 2.15% 85 1.25%
Oceanview Habourview 2 A- 1.75% 89 0.75%
Product availability varies by state – call CPS for state approval
3 Year
Sagicor Milestone MYGA 3 A- 2.30% 90 1.50%
**MILESTONE MYGA 3 RATE DECREASE FROM 2.30% TO 2.05% ON 7/1/21**
Oceanview Harbourview 3 A- 2.25% 89 1.50%
North American Guarantee Choice 3 (High-Band) A+ 1.75% 90 1.50%
New York Life Secure Term MVA II 3 (Mid-Band) A++ 1.55% 85 1.00%
Product availability varies by state – call CPS for state approval
4 Year
Oceanview Harbourview 4 A- 2.60% 89 0.85%
AIG American Pathway VisionMYG 4 (High-Band) A 2.20% 85 1.50%
New York Life Secure Term MVA II 4 (Mid-Band) A++ 1.60% 85 1.50%
Product availability varies by state – call CPS for state approval
5 Year
Sagicor Milestone MYGA 5 A- 3.00% 90 2.15%
**MILESTONE MYGA 5 RATE DECREASE FROM 3.00% TO 2.65% ON 7/1/21**
Sentinel Personal Choice Annuity 5 B++ 3.00% 85 2.25%
SILAC Secure Savings Elite 5 B+ 2.95% 85 2.00%
Reliance Standard Eleos MVA A++ 2.25% 85 2.50%
Product availability varies by state – call CPS for state approval
6 Year
Atlantic Coast Safe Haven 6 B++ 3.07% 85 2.15%
Oceanview Harbourview 6 A- 2.80% 89 1.00%
Royal Neighbors Choice 6 A 2.60% 85=QL / 99= NQ 2.75%
Product availability varies by state – call CPS for state approval
7 Year
Sentinel Personal Choice 7 B++ 3.10% 85 2.25%
Oceanview Harbourview 7 A- 2.90% 89 2.75%
Great American SecureGain 7 A+ 2.49% 85 3.50%
Product availability varies by state – call CPS for state approval
8 Year
Guggenheim Preserve MYGA 8 B++ 2.85% 90 2.50%
Oxford Multi-Select 8 A- 2.80% 85 1.45%
American National Palladium MYG Annuity 8 (High-Band) A 2.45% 90 2.50%
Product availability varies by state – call CPS for state approval
9 Year
Guaranty Income Life Guaranty Rate Lock 9 MVA (High Band) B++ 3.00% 90 3.25%
Oxford Multi-Select 9 A- 2.65% 85 2.75%
American National Palladium MYG Annuity 9 (High-Band) A 2.55% 90 2.50%
Product availability varies by state – call CPS for state approval
10 Year
Sentinel Personal Choice Annuity 10 B++ 3.20% 85 2.75%
Oceanview Harbourview 10 A- 3.10% 89 3.00%
Product availability varies by state – call CPS for state approval
Please call for state availability
*Commissions reduce at higher ages

Annuity Team