Providing a secure future for families across America since 1974
| Fixed Annuity Hot Sheet | ||||
|---|---|---|---|---|
| This spreadsheet is intended for use as a guide. See company literature for details. | ||||
| Multi-Year Guarantee Annuities 10/9/2019 | ||||
| Carrier | Product | AM Best | Yield toSurrender | Max IssueAge |
| 2 Year | ||||
| Equitable | Secure Savings Elite 2 | B+ | 3.10% | 85 |
| Product availability varies by state – call CPS for state approval | ||||
| 3 Year | ||||
| Guggenheim | Preserve MYGA 3 (High-Band) | B++ | 2.60% | 90 |
| Fidelity & Guaranty | Platinum 3 | A- | 2.70% | 90 |
| Securian Financial | SecureOption Choice 3 (High-Band) | A+ | 2.30% | 90 |
| New York Life | Secure Term MVA II 3 (Mid-Band) | A++ | 2.05% | 85 |
| Product availability varies by state – call CPS for state approval | ||||
| 4 Year | ||||
| Guggenheim | Preserve MYGA 4 (High-Band) | B++ | 2.85% | 90 |
| Oxford | Multi-Select 4 | A- | 2.65% | 80 |
| Principal | Preferred Series 4 (High-Band) | A+ | 2.10% | 90 |
| Product availability varies by state – call CPS for state approval | ||||
| 5 Year | ||||
| Equitable | Secure Savings Elite 5(Not available in CA FL MA MD MN NJ NY OR PA PR TN VA VI WA) | B | 4.00% | 85 |
| Sentinel | Personal Choice Annuity 5 | B++ | 3.70% | 85 |
| ** RATE DECREASE ** Rate decreased from 3.85% to 3.70% | ||||
| Fidelity & Guaranty | Platinum 5 | A- | 2.95% | 90 |
| Americo | Platinum Assure 5 | A | 2.75% | 85 |
| Reliance Standard | Eleos MVA | A+ | 2.45% | 85 |
| Product availability varies by state – call CPS for state approval | ||||
| 6 Year | ||||
| Atlantic Coast | Safe Haven 6 | B++ | 3.82% | 85 |
| ** RATE DECREASE ** Rate decreased from 3.97% to 3.82% | ||||
| Oxford | Multi-Select 6 | A- | 3.05% | 80 |
| AIG | American Pathway SolutionsMYG 6 (High-Band) | A | 2.50% | 85 |
| Principal | Principal Preferred Series 6 (High-Band) | A+ | 2.15% | 90 |
| Product availability varies by state – call CPS for state approval | ||||
| 7 Year | ||||
| Atlantic Coast | Safe Haven 7 | B++ | 3.89% | 85 |
| ** RATE DECREASE ** Rate decreased from 4.04% to 3.89% | ||||
| Fidelity & Guaranty | Platinum 7 | A- | 3.10% | 90 |
| Standard | Focused Growth Annuity 7 | A | 2.50% | 90 |
| Product availability varies by state – call CPS for state approval | ||||
| 8 Year | ||||
| Oxford | Multi-Select 8 | A- | 3.20% | 80 |
| American National | Palladium MYG Annuity 8 (High-Band) | A | 2.30% | 85 |
| Product availability varies by state – call CPS for state approval | ||||
| 9 Year | ||||
| Guggenheim | Preserve MYGA 9 (High-Band) | B++ | 3.30% | 90 |
| Oxford | Multi-Select 9 | A- | 3.05% | 77 |
| American National | Palladium MYG Annuity 9 (High-Band) | A | 2.37% | 85 |
| Securian Financial | SecureOption Choice 9 (High-Band) | A+ | 2.35% | 90 |
| Product availability varies by state – call CPS for state approval | ||||
| 10 Year | ||||
| Atlantic Coast | Safe Haven 10 | B++ | 4.00% | 85 |
| ** RATE DECREASE ** Rate decreased from 4.15% to 4.00% | ||||
| Oxford | Multi-Select 10 | A- | 3.10% | 75 |
| Standard | Focused Growth Annuity 10 | A | 2.50% | 80 |
| Product availability varies by state – call CPS for state approval | ||||
| Please call for state availability * Commissions reduce at higher ages |
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