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Hot Fixed Annuities

Fixed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Multi-Year Guarantee Annuities 12/1/2022
Carrier Product AM Best Yield to Surrender Max Issue Age Comp *
2 Year
Oceanview Harbourview 2 A- 4.30% 89 0.85%
AMERICO Platnium Assure 2 A 4.30% 90 0.75%
Product availability varies by state – call CPS for state approval
3 Year
American Life American Classic 3 (no liquidity) B++ 5.36% 90 1.25%
GILICO Rate Lock 3 A- 5.30% 100 1.85%
Product availability varies by state – call CPS for state approval
4 Year
Guaranty Income Life Guaranty Rate Lock 3 B++ 5.40% 100 2.25%
AMERICO Platnium Assure 4 A- 5.15% 90 1.50%
Product availability varies by state – call CPS for state approval
5 Year
Guaranty Income Life Guaranty Rate Lock 5 A- 5.60% 100 2.75%
American Life American Classic  5 (no liquidity) B++ 5.53% 90 2.25%
Product availability varies by state – call CPS for state approval
6 Year
AMERICO Platnium Assure 6 A 5.42% 85 2.50%
Atlantic Coast Life Safe Haven 6 B++ 5.17% 85 2.40%
Product availability varies by state – call CPS for state approval
7 Year
ASPIDA Synergy Choice 7 A- 5.55% 90 2.75%
AMERICO Platnium Assure 7 A 5.50% 85 2.50%
Product availability varies by state – call CPS for state approval
8 Year
GILICO Rate Lock 8 B++ 5.00% 90 3.00%
Oxford Multi-Select 8 A 4.95% 85 1.45%
Product availability varies by state – call CPS for state approval
9 Year
GILICO Rate Lock 9 B++ 5.00% 90 3.25%
Oxford Multi-Select 9 A 4.95% 85 2.75%
Product availability varies by state – call CPS for state approval
10 Year
AIG American PathWay A 5.15% 85 2.50%
The Standard Focus Growth Annutiy 10 A 5.05% 80 3.00%
Product availability varies by state – call CPS for state approval
Please call for state availability
*Commissions reduce at higher ages

Annuity Team