Providing a secure future for families across America since 1974
| Fixed Annuity Hot Sheet | |||||
|---|---|---|---|---|---|
| This spreadsheet is intended for use as a guide. See company literature for details. | |||||
| Multi-Year Guarantee Annuities 12/1/2022 | |||||
| Carrier | Product | AM Best | Yield to Surrender | Max Issue Age | Comp * |
| 2 Year | |||||
| Oceanview | Harbourview 2 | A- | 4.30% | 89 | 0.85% |
| AMERICO | Platnium Assure 2 | A | 4.30% | 90 | 0.75% |
| Product availability varies by state – call CPS for state approval | |||||
| 3 Year | |||||
| American Life | American Classic 3 (no liquidity) | B++ | 5.36% | 90 | 1.25% |
| GILICO | Rate Lock 3 | A- | 5.30% | 100 | 1.85% |
| Product availability varies by state – call CPS for state approval | |||||
| 4 Year | |||||
| Guaranty Income Life | Guaranty Rate Lock 3 | B++ | 5.40% | 100 | 2.25% |
| AMERICO | Platnium Assure 4 | A- | 5.15% | 90 | 1.50% |
| Product availability varies by state – call CPS for state approval | |||||
| 5 Year | |||||
| Guaranty Income Life | Guaranty Rate Lock 5 | A- | 5.60% | 100 | 2.75% |
| American Life | American Classic 5 (no liquidity) | B++ | 5.53% | 90 | 2.25% |
| Product availability varies by state – call CPS for state approval | |||||
| 6 Year | |||||
| AMERICO | Platnium Assure 6 | A | 5.42% | 85 | 2.50% |
| Atlantic Coast Life | Safe Haven 6 | B++ | 5.17% | 85 | 2.40% |
| Product availability varies by state – call CPS for state approval | |||||
| 7 Year | |||||
| ASPIDA | Synergy Choice 7 | A- | 5.55% | 90 | 2.75% |
| AMERICO | Platnium Assure 7 | A | 5.50% | 85 | 2.50% |
| Product availability varies by state – call CPS for state approval | |||||
| 8 Year | |||||
| GILICO | Rate Lock 8 | B++ | 5.00% | 90 | 3.00% |
| Oxford | Multi-Select 8 | A | 4.95% | 85 | 1.45% |
| Product availability varies by state – call CPS for state approval | |||||
| 9 Year | |||||
| GILICO | Rate Lock 9 | B++ | 5.00% | 90 | 3.25% |
| Oxford | Multi-Select 9 | A | 4.95% | 85 | 2.75% |
| Product availability varies by state – call CPS for state approval | |||||
| 10 Year | |||||
| AIG | American PathWay | A | 5.15% | 85 | 2.50% |
| The Standard | Focus Growth Annutiy 10 | A | 5.05% | 80 | 3.00% |
| Product availability varies by state – call CPS for state approval | |||||
| Please call for state availability *Commissions reduce at higher ages |
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