Providing a secure future for families across America since 1974
| Fixed Annuity Hot Sheet | ||||
|---|---|---|---|---|
| This spreadsheet is intended for use as a guide. See company literature for details. | ||||
| Multi-Year Guarantee Annuities 6/12/2019 | ||||
| Carrier | Product | AM Best | Yield to Surrender | Max Issue Age |
| 2 Year | ||||
| Equitable | Secure Savings Elite 2 | B | 3.20% | 90 |
| Product availability varies by state – call CPS for state approval | ||||
| 3 Year | ||||
| Guggenheim | Preserve MYGA 3 (High-Band) | B++ | 3.10% | 90 |
| Minnesota Life | SecureOption Choice 3 (High-Band) | A+ | 2.75% | 90 |
| New York Life | Secure Term MVA II 3 (Mid-Band) | A++ | 2.15% | 85 |
| Product availability varies by state – call CPS for state approval | ||||
| 4 Year | ||||
| Guggenheim | Preserve MYGA 4 (High-Band) | B++ | 3.15% | 90 |
| Oxford | Multi-Select 4 | A- | 3.05% | 80 |
| Principal | Preferred Series 4 (High-Band) | A+ | 2.30% | 90 |
| Product availability varies by state – call CPS for state approval | ||||
| 5 Year | ||||
| Equitable | Secure Savings Elite 5 | B | 4.10% | 85 |
| Sentinel | Personal Choice Annuity 5 | B++ | 4.00% | 85 |
| Fidelity & Guaranty | Platinum 5 | A- | 3.20% | 90 |
| Americo | Platinum Assure 5 | A | 3.60% | 85 |
| Reliance Standard | Eleos MVA | A+ | 3.15% | 85 |
| Product availability varies by state – call CPS for state approval | ||||
| 6 Year | ||||
| Atlantic Coast | Safe Haven 6 | B++ | 4.12% | 85 |
| Oxford | Multi-Select 6 | A- | 3.45% | 80 |
| AIG | American Pathway SolutionsMYG 6 (High-Band) | A | 3.00% | 85 |
| Principal | Principal Preferred Series 6 (High-Band) | A+ | 2.50% | 90 |
| Product availability varies by state – call CPS for state approval | ||||
| 7 Year | ||||
| Atlantic Coast | Safe Haven 7 | B++ | 4.19% | 85 |
| Fidelity & Guaranty | Platinum 7 | A- | 3.30% | 90 |
| Mutual of Omaha | Ultra Premier 7 | A+ | 3.15% | 89 |
| Product availability varies by state – call CPS for state approval | ||||
| 8 Year | ||||
| Guaranty Income Life | Guaranty 8 | B++ | 3.60% | 79 |
| Oxford | Multi-Select 8 | A- | 3.55% | 80 |
| American National | Palladium MYG Annuity 8 (High-Band) | A | 3.10% | 85 |
| Product availability varies by state – call CPS for state approval | ||||
| 9 Year | ||||
| Guggenheim | Preserve MYGA 9 (High-Band) | B++ | 3.55% | 90 |
| Oxford | Multi-Select 9 | A- | 3.40% | 77 |
| American National | Palladium MYG Annuity 9 (High-Band) | A | 3.17% | 85 |
| Minnesota Life | SecureOption Choice 9 (High-Band) | A+ | 3.00% | 90 |
| Product availability varies by state – call CPS for state approval | ||||
| 10 Year | ||||
| Atlantic Coast | Safe Haven 10 | B++ | 4.30% | 85 |
| Oxford | Multi-Select 10 | A- | 3.45% | 75 |
| American National | Palladium MYG Annuity 10 (High-Band) | A | 3.20% | 85 |
| Product availability varies by state – call CPS for state approval | ||||
| Please call for state availability * Commissions reduce at higher ages |
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