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Hot Fixed Annuities

Fixed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Multi-Year Guarantee Annuities 1/20/2022
Carrier Product AM Best Yield to Surrender Max Issue Age Comp *
2 Year
SILAC Secure Savings Elite 2 B+ 2.15% 85 1.25%
Oceanview Habourview 2 A- 2.00% 89 0.75%
Product availability varies by state – call CPS for state approval
3 Year
Pacific Guardian Life Diamond Head 3 A 2.50% 85 1.50%
Oceanview Harbourview 3 A- 2.50% 89 1.50%
New York Secure Term MVA II 3 A++ 1.95% 85 1.00%
Product availability varies by state – call CPS for state approval
4 Year
Pacific Guardian Life Diamond Head 4 A 2.75% 85 2.00%
Oceanview Harbourview 4 A- 2.75% 89 1.00%
Product availability varies by state – call CPS for state approval
5 Year
Sentinel Personal Choice Annuity 5 B++ 3.15% 85 2.25%
Pacific Guardian Life Diamond Head 5 A 3.00% 85 2.25%
Product availability varies by state – call CPS for state approval
6 Year
Atlantic Coast Safe Haven 6 B++ 3.17% 85 2.40%
Pacific Guardian Life Diamond Head 6 A 3.00% 85 2.35%
Product availability varies by state – call CPS for state approval
7 Year
Sentinel Personal Choice 7 B++ 3.20% 85 2.25%
Pacific Guardian Life Diamond Head 7 A 3.00% 85 2.45%
Product availability varies by state – call CPS for state approval
8 Year
Pacific Guardian Life Diamond Head 8 A 3.05% 85 2.55%
Product availability varies by state – call CPS for state approval
9 Year
Pacific Guardian Life Diamond Head 9 A 3.05% 90 2.65%
Product availability varies by state – call CPS for state approval
10 Year
Sentinel Personal Choice Annuity 10 B++ 3.25% 85 2.75%
Pacific Guardian Life Diamond Head 10 A 3.10% 85 2.75%
Product availability varies by state – call CPS for state approval
Please call for state availability
*Commissions reduce at higher ages

Annuity Team