Providing a secure future for families across America since 1974
Call us today: (949) 863-0700

Hot Fixed Annuities

Fixed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Multi-Year Guarantee Annuities 9/17/2020
Carrier Product AM Best Yield to Surrender Max Issue Age Comp *
2 Year
Equitable Secure Savings Elite 2 B+ 2.30% 85 1.25%
Product availability varies by state – call CPS for state approval
3 Year
Sagicor Milestone MYGA 3 A- 2.40% 90 1.25%
Upstream Life Secure Legacy-3Year MVA B++ 2.50% 80 2.05%
North American Guarantee Choice 3 (High-Band) A+ 1.85% 90 1.50%
New York Life Secure Term MVA II 3 (Mid-Band) A++ 1.35% 85 1.00%
Product availability varies by state – call CPS for state approval
4 Year
Guaranty Income Life Guaranty 4 B++ 2.60% 100 1.60%
**RATE DECREASE TO 2.10% ON 9/21/2020**
Oxford Multi-Select 4 A- 2.80% 85 1.30%
AIG American Pathway VisionMYG 4 (High-Band) A 1.75% 85 1.50%
**RATE DECREASE TO 1.65% ON 9/21/2020**
New York Life Secure Term MVA II 4 (Mid-Band) A++ 1.35% 85 1.50%
Product availability varies by state – call CPS for state approval
5 Year
Upstream Life Secure Legacy 5-Year MVA B++ 3.45% 80 2.55%
Sentinel Personal Choice Annuity 5 B++ 3.35% 90 2.25%
Sagicor Milestone MYGA 5 A- 2.90% 90 2.00%
Americo Platinum Assure 5 A 3.20% 90 1.50%
Reliance Standard Eleos MVA A+ 2.35% 85 2.50%
Product availability varies by state – call CPS for state approval
6 Year
Atlantic Coast Safe Haven 6 B++ 3.42% 85 2.15%
Sagicor Milestone MYGA 6 A- 2.90% 90 2.60%
American National Palladium MYG Annuity 6 (High-Band) A 2.25% 90 2.50%
Protective FutureSaver II Annuity 6 A+ 1.57% 85 2.55%
Product availability varies by state – call CPS for state approval
7 Year
Sentinel Personal Choice 7 B++ 3.45% 85 2.25%
Upstream Life Secure Legacy 7-Year MVA B++ 3.50% 80 2.80%
North American Guarantee Choice 7 A+ 2.50% 90 2.50%
Oceanview Life and Annuity Harbourview 7 MVA A- 2.95% 89 2.75%
Product availability varies by state – call CPS for state approval
8 Year
Oxford Mulit-Select 8 A- 2.95% 85 1.45%
Guggenheim Preserve MYGA 8 B++ 2.75% 90 2.50%
American National Palladium MYG Annuity 8 (High-Band) A 2.30% 90 2.50%
Product availability varies by state – call CPS for state approval
9 Year
Oxford Mulit-Select 9 A- 2.90% 85 2.75%
American National Palladium MYG Annuity 9 A 2.35% 90 2.50%
Product availability varies by state – call CPS for state approval
10 Year
Sentinel Personal Choice 10 B++ 3.55% 85 2.25%
Upstream Life Secure Legacy 10-Year MVA B++ 3.60% 80 3.05%
Oceanview Life and Annuity Harbourview 10 MVA A- 3.00% 89 3.00%
Oxford Multi-Select 10 A- 3.00% 85 3.00%
American National Palladium MYG Annuity 10 (High-Band) A 2.35% 90 2.50%
Product availability varies by state – call CPS for state approval
Please call for state availability
*Commissions reduce at higher ages

Annuity Team