Providing a secure future for families across America since 1974
| Fixed Annuity Hot Sheet | |||||
|---|---|---|---|---|---|
| This spreadsheet is intended for use as a guide. See company literature for details. | |||||
| Multi-Year Guarantee Annuities 12/11/2019 | |||||
| Carrier | Product | AM Best | Yield toSurrender | Max IssueAge | Comp * |
| 2 Year | |||||
| Equitable | Secure Savings Elite 2 | B+ | 2.90% | 85 | 1.25% |
| Product availability varies by state – call CPS for state approval | |||||
| 3 Year | |||||
| Guggenheim | Preserve MYGA 3 (High-Band) | B++ | 2.40% | 90 | 1.00% |
| Fidelity & Guaranty | Platinum 3 | A- | 2.70% | 90 | 1.50% |
| Securian Financial | SecureOption Choice 3 (High-Band) | A+ | 2.20% | 90 | 1.50% |
| New York Life | Secure Term MVA II 3 (Mid-Band) | A++ | 2.20% | 85 | 0.75% |
| Product availability varies by state – call CPS for state approval | |||||
| 4 Year | |||||
| Guggenheim | Preserve MYGA 4 (High-Band) | B++ | 2.70% | 90 | 1.75% |
| Oxford | Multi-Select 4 | A- | 2.55% | 80 | 1.28% |
| Principal | Preferred Series 4 (High-Band) | A+ | 2.20% | 90 | 1.90% |
| Product availability varies by state – call CPS for state approval | |||||
| 5 Year | |||||
| Equitable | Secure Savings Elite 5 (Not available in CA FL MA MD MN NJ NY OR PA PR TN VA VI WA) |
B | 3.80% | 85 | 2.00% |
| Sentinel | Personal Choice Annuity 5 | B++ | 3.70% | 85 | 2.25% |
| Fidelity & Guaranty | Platinum 5 | A- | 2.95% | 90 | 2.00% |
| Americo | Platinum Assure 5 | A | 3.00% | 85 | 1.50% |
| Reliance Standard | Eleos MVA | A+ | 2.45% | 85 | 2.50% |
| Product availability varies by state – call CPS for state approval | |||||
| 6 Year | |||||
| Atlantic Coast | Safe Haven 6 | B++ | 3.82% | 85 | 2.15% |
| Oxford | Multi-Select 6 | A- | 2.95% | 80 | 1.25% |
| AIG | American Pathway SolutionsMYG 6 (High-Band) | A | 2.45% | 85 | 2.00% |
| Principal | Principal Preferred Series 6 (High-Band) | A+ | 2.35% | 90 | 2.50% |
| Product availability varies by state – call CPS for state approval | |||||
| 7 Year | |||||
| Atlantic Coast | Safe Haven 7 | B++ | 3.89% | 85 | 2.40% |
| Fidelity & Guaranty | Platinum 7 | A- | 3.10% | 90 | 2.25% |
| Standard | Focused Growth Annuity 7 | A | 2.50% | 90 | 2.00% |
| ** RATE INCREASE** Rate will increase on 12/13 from 2.50% to 2.55% | |||||
| Product availability varies by state – call CPS for state approval | |||||
| 8 Year | |||||
| Oxford | Multi-Select 8 | A- | 3.10% | 80 | 1.46% |
| American National | Palladium MYG Annuity 8 (High-Band) | A | 2.30% | 85 | 2.50% |
| Product availability varies by state – call CPS for state approval | |||||
| 9 Year | |||||
| Guggenheim | Preserve MYGA 9 (High-Band) | B++ | 3.25% | 90 | 2.50% |
| Oxford | Multi-Select 9 | A- | 2.95% | 77 | 2.75% |
| American National | Palladium MYG Annuity 9 (High-Band) | A | 2.37% | 85 | 2.50% |
| Securian Financial | SecureOption Choice 9 (High-Band) | A+ | 2.30% | 90 | 2.25% |
| Product availability varies by state – call CPS for state approval | |||||
| 10 Year | |||||
| Atlantic Coast | Safe Haven 10 | B++ | 4.00% | 85 | 2.25% |
| Oxford | Multi-Select 10 | A- | 3.00% | 75 | 3.00% |
| Standard | Focused Growth Annuity 10 | A | 2.50% | 80 | 3.00% |
| ** RATE INCREASE** Rate will increase on 12/13 from 2.50% to 2.55% | |||||
| Product availability varies by state – call CPS for state approval | |||||
| Please call for state availability * Commissions reduce at higher ages |
|||||
