Providing a secure future for families across America since 1974
| Fixed Annuity Hot Sheet | |||||
|---|---|---|---|---|---|
| This spreadsheet is intended for use as a guide. See company literature for details. | |||||
| Multi-Year Guarantee Annuities 1/20/2022 | |||||
| Carrier | Product | AM Best | Yield to Surrender | Max Issue Age | Comp * |
| 2 Year | |||||
| SILAC | Secure Savings Elite 2 | B+ | 2.15% | 85 | 1.25% |
| Oceanview | Habourview 2 | A- | 2.00% | 89 | 0.75% |
| Product availability varies by state – call CPS for state approval | |||||
| 3 Year | |||||
| Pacific Guardian Life | Diamond Head 3 | A | 2.50% | 85 | 1.50% |
| Oceanview | Harbourview 3 | A- | 2.50% | 89 | 1.50% |
| New York | Secure Term MVA II 3 | A++ | 1.95% | 85 | 1.00% |
| Product availability varies by state – call CPS for state approval | |||||
| 4 Year | |||||
| Pacific Guardian Life | Diamond Head 4 | A | 2.75% | 85 | 2.00% |
| Oceanview | Harbourview 4 | A- | 2.75% | 89 | 1.00% |
| Product availability varies by state – call CPS for state approval | |||||
| 5 Year | |||||
| Sentinel | Personal Choice Annuity 5 | B++ | 3.15% | 85 | 2.25% |
| Pacific Guardian Life | Diamond Head 5 | A | 3.00% | 85 | 2.25% |
| Product availability varies by state – call CPS for state approval | |||||
| 6 Year | |||||
| Atlantic Coast | Safe Haven 6 | B++ | 3.17% | 85 | 2.40% |
| Pacific Guardian Life | Diamond Head 6 | A | 3.00% | 85 | 2.35% |
| Product availability varies by state – call CPS for state approval | |||||
| 7 Year | |||||
| Sentinel | Personal Choice 7 | B++ | 3.20% | 85 | 2.25% |
| Pacific Guardian Life | Diamond Head 7 | A | 3.00% | 85 | 2.45% |
| Product availability varies by state – call CPS for state approval | |||||
| 8 Year | |||||
| Pacific Guardian Life | Diamond Head 8 | A | 3.05% | 85 | 2.55% |
| Product availability varies by state – call CPS for state approval | |||||
| 9 Year | |||||
| Pacific Guardian Life | Diamond Head 9 | A | 3.05% | 90 | 2.65% |
| Product availability varies by state – call CPS for state approval | |||||
| 10 Year | |||||
| Sentinel | Personal Choice Annuity 10 | B++ | 3.25% | 85 | 2.75% |
| Pacific Guardian Life | Diamond Head 10 | A | 3.10% | 85 | 2.75% |
| Product availability varies by state – call CPS for state approval | |||||
| Please call for state availability *Commissions reduce at higher ages |
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