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Hot Fixed Annuities

Fixed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Multi-Year Guarantee Annuities   12/11/2019
Carrier Product AM Best Yield toSurrender Max IssueAge Comp *
2 Year
Equitable Secure Savings Elite 2 B+ 2.90% 85 1.25%
Product availability varies by state – call CPS for state approval
3 Year
Guggenheim Preserve MYGA 3 (High-Band) B++ 2.40% 90 1.00%
Fidelity & Guaranty Platinum 3 A- 2.70% 90 1.50%
Securian Financial SecureOption Choice 3 (High-Band) A+ 2.20% 90 1.50%
New York Life Secure Term MVA II 3 (Mid-Band) A++ 2.20% 85 0.75%
Product availability varies by state – call CPS for state approval
4 Year
Guggenheim Preserve MYGA 4 (High-Band) B++ 2.70% 90 1.75%
Oxford Multi-Select 4 A- 2.55% 80 1.28%
Principal Preferred Series 4 (High-Band) A+ 2.20% 90 1.90%
Product availability varies by state – call CPS for state approval
5 Year
Equitable Secure Savings Elite 5
(Not available in CA FL MA MD MN NJ NY OR PA PR TN VA VI WA)
B 3.80% 85 2.00%
Sentinel Personal Choice Annuity 5 B++ 3.70% 85 2.25%
Fidelity & Guaranty Platinum 5 A- 2.95% 90 2.00%
Americo Platinum Assure 5 A 3.00% 85 1.50%
Reliance Standard Eleos MVA A+ 2.45% 85 2.50%
Product availability varies by state – call CPS for state approval
6 Year
Atlantic Coast Safe Haven 6 B++ 3.82% 85 2.15%
Oxford Multi-Select 6 A- 2.95% 80 1.25%
AIG American Pathway SolutionsMYG 6 (High-Band) A 2.45% 85 2.00%
Principal Principal Preferred Series 6 (High-Band) A+ 2.35% 90 2.50%
Product availability varies by state – call CPS for state approval
7 Year
Atlantic Coast Safe Haven 7 B++ 3.89% 85 2.40%
Fidelity & Guaranty Platinum 7 A- 3.10% 90 2.25%
Standard Focused Growth Annuity 7 A 2.50% 90 2.00%
** RATE INCREASE** Rate will increase on 12/13 from 2.50% to 2.55%
Product availability varies by state – call CPS for state approval
8 Year
Oxford Multi-Select 8 A- 3.10% 80 1.46%
American National Palladium MYG Annuity 8 (High-Band) A 2.30% 85 2.50%
Product availability varies by state – call CPS for state approval
9 Year
Guggenheim Preserve MYGA 9 (High-Band) B++ 3.25% 90 2.50%
Oxford Multi-Select 9 A- 2.95% 77 2.75%
American National Palladium MYG Annuity 9 (High-Band) A 2.37% 85 2.50%
Securian Financial SecureOption Choice 9 (High-Band) A+ 2.30% 90 2.25%
Product availability varies by state – call CPS for state approval
10 Year
Atlantic Coast Safe Haven 10 B++ 4.00% 85 2.25%
Oxford Multi-Select 10 A- 3.00% 75 3.00%
Standard Focused Growth Annuity 10 A 2.50% 80 3.00%
** RATE INCREASE** Rate will increase on 12/13 from 2.50% to 2.55%
Product availability varies by state – call CPS for state approval
Please call for state availability
* Commissions reduce at higher ages

Annuity Team