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Hot Fixed Annuities

Fixed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Multi-Year Guarantee Annuities   10/9/2019
Carrier Product AM Best Yield toSurrender Max IssueAge
2 Year
Equitable Secure Savings Elite 2 B+ 3.10% 85
Product availability varies by state – call CPS for state approval
3 Year
Guggenheim Preserve MYGA 3 (High-Band) B++ 2.60% 90
Fidelity & Guaranty Platinum 3 A- 2.70% 90
Securian Financial SecureOption Choice 3 (High-Band) A+ 2.30% 90
New York Life Secure Term MVA II 3 (Mid-Band) A++ 2.05% 85
Product availability varies by state – call CPS for state approval
4 Year
Guggenheim Preserve MYGA 4 (High-Band) B++ 2.85% 90
Oxford Multi-Select 4 A- 2.65% 80
Principal Preferred Series 4 (High-Band) A+ 2.10% 90
Product availability varies by state – call CPS for state approval
5 Year
Equitable Secure Savings Elite 5(Not available in CA FL MA MD MN NJ NY OR PA PR TN VA VI WA) B 4.00% 85
Sentinel Personal Choice Annuity 5 B++ 3.70% 85
** RATE DECREASE ** Rate decreased from 3.85% to 3.70%
Fidelity & Guaranty Platinum 5 A- 2.95% 90
Americo Platinum Assure 5 A 2.75% 85
Reliance Standard Eleos MVA A+ 2.45% 85
Product availability varies by state – call CPS for state approval
6 Year
Atlantic Coast Safe Haven 6 B++ 3.82% 85
** RATE DECREASE ** Rate decreased from 3.97% to 3.82%
Oxford Multi-Select 6 A- 3.05% 80
AIG American Pathway SolutionsMYG 6 (High-Band) A 2.50% 85
Principal Principal Preferred Series 6 (High-Band) A+ 2.15% 90
Product availability varies by state – call CPS for state approval
7 Year
Atlantic Coast Safe Haven 7 B++ 3.89% 85
** RATE DECREASE ** Rate decreased from 4.04% to 3.89%
Fidelity & Guaranty Platinum 7 A- 3.10% 90
Standard Focused Growth Annuity 7 A 2.50% 90
Product availability varies by state – call CPS for state approval
8 Year
Oxford Multi-Select 8 A- 3.20% 80
American National Palladium MYG Annuity 8 (High-Band) A 2.30% 85
Product availability varies by state – call CPS for state approval
9 Year
Guggenheim Preserve MYGA 9 (High-Band) B++ 3.30% 90
Oxford Multi-Select 9 A- 3.05% 77
American National Palladium MYG Annuity 9 (High-Band) A 2.37% 85
Securian Financial SecureOption Choice 9 (High-Band) A+ 2.35% 90
Product availability varies by state – call CPS for state approval
10 Year
Atlantic Coast Safe Haven 10 B++ 4.00% 85
** RATE DECREASE ** Rate decreased from 4.15% to 4.00%
Oxford Multi-Select 10 A- 3.10% 75
Standard Focused Growth Annuity 10 A 2.50% 80
Product availability varies by state – call CPS for state approval
Please call for state availability
* Commissions reduce at higher ages

Annuity Team