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Hot Index Annuities

Indexed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Fixed Index Annuities 11/29/2022
Accumulation Plays
Carrier Product AM Best Years Top Crediting Strategy Crediting Type Max Issue Age Comp *
American General Power 5, 7 or 10 Protector A 5, 7 or 10 1yr S&P 500 Annual P2P Cap Rate up to 11.50% 85 or 75 3.25% or 4.75% or 7.00%
Mass Mutual Ascend American Legend 7 A 7 1yr S&P 500 Average Daily Risk Control 10% Uncapped with up to 85% participation 85 4.75%
Mass Mutual Ascend Landmark 5 A 5 1yr S&P 500 Average Daily Risk Control 10% Uncapped with up to 80% participation 89 3.75%
Mass Mutual Ascend Landmark 3 A 3 1yr S&P 500 Annual P2P Cap Rate up to 8.75% 90 2.50%
Athene Performance Elite 7 A 7 2yr BNP Paribas Multi-Asset P2P With Charge Uncapped with 300% participation 83 5.00%
Sentinel Accumulation Protector Plus with Rate Enhancement Rider B++ 10 2yr Credit Suisse Momentum Index P2P 326% Guaranteed Participation Rate 85 7.25%
Income Plays – income sooner
Carrier Product AM Best Years Income Rider Bonus Roll-up Max Issue Age Comp *
American General Assured Edge Income Achiever A 10 Assured Edge Income Builder GLWB N/A 8.50% 80 4.50%
Great American Premier Income Bonus A+ 7 Premier Income Bonus 6.00% 6.00% 85 4.00%
Nationwide Peak 10 Bonus Income+ Rider A+ 10 Peak 10 Bonus Income Plus Rider 10.00% 7.00% 85 6.50%
Income Plays – income later
Carrier Product AM Best Years Income Rider / Crediting Strategy Income Value Bonus Income Value Crediting Max Issue Age Comp *
Protective Income Builder A+ 7 Guaranteed Income Rider N/A 8.00% 85 4.00%
Athene Ascent Pro 10 Bonus A 10 Bonus Income Rider 25% 10.00% 80 6.50%
Wealth Transfer Plays
Carrier Product AM Best Years Death Benefit Roll-up Roll-up Period Max Issue Age Comp *
Great American Legend 7 A+ 7 Inheritance Enhancer 9.00% 10 years 85 4.75%
Sagicor Sagicor Wealth Care A- 10 Simplified issue, ROP, guaranteed death benefit, Chronic Illness Rider, tax-free transfer of wealth 85 11.00%
LTC Play – hybrid policy
Carrier Product AM Best Years LTC Benefit Max Issue Age Comp *
State Life / One America Annuity Care II A+ 9 LTC Account Value + Continuation of Benefits combine to provide tax-free LTC benefit payments (call for sample hypothetical illustration) 40-80 6.50%
Please call for state availability
*Commissions reduce at higher ages

Annuity Team