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Hot Index Annuities

Indexed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Fixed Index Annuities   5/19/2020
Accumulation Plays
Carrier Product AM Best Years Top Crediting Strategy Crediting Type Max IssueAge Comp *
American General Power 7 or 10 Protector A 7 or 10 PIMCO Global Optima Index Uncapped with up to 44% participation 85 or 75 4.50% or 7.00%
Great American American Legend 7 A 7 S&P 500 Average Daily Risk Control 10% Uncapped with up to 50% participation 85 4.75%
Great American Landmark 5 A 5 S&P 500 Average Daily Risk Control 10% Uncapped with up to 50% participation 89 3.75%
Athene Performance Elite 7, 10 or 15 A 7, 10 or 15 2 year S&P 500 Average Daily Risk Control Uncapped with 1.75% spread 83, 78 or 73 5.00%, 6.50% or 6.50%
Income Plays – income sooner
Carrier Product AM Best Years Income Rider Bonus Roll-up Max IssueAge Comp *
American General Assured Edge Income Achiever (exclusive contract) A 10 Assured Edge Income Builder GLWB n/a 7.50% 80 4.50%
Athene Ascent Pro 10 (limited distribution) A 10 Ascent Bonus Income Rider 15.00% 10.00% 80 6.50%
Great American Premier IncomeBonus A 7 Premier Income Bonus 8.00% 8.00% 85 4.00%
Income Plays – income later
Carrier Product AM Best Years Income Rider / Crediting Strategy Income ValueBonus Income Value Crediting Max Issue Age Comp *
Lincoln New Directions 8 A+ 5 to 10 Lincoln Lifetime Income Edge 2.0 n/a 7.00% Rollup 85 4.50%
Athene Ascent Pro A 10 Ascent Income Rider with Stacked Rollup Option 10% 7% Simple + 200% index crediting Varies by state 6.50%
American General PowerProtector Plus Income A 7 or 10 Lifetime Income Plus n/a 7.50% Rollup 75 or 80 4.00% or 7.00%
Wealth Transfer Plays
Carrier Product AM Best Years Death Benefit Roll-up Roll-up Period Max IssueAge Comp *
Symetra Edge Pro 7 A 7 Enhanced Death Benefit Rider **(available to age 75) 0.90%rider cost 7%Simple 10 years 85 4.50%
** Enhanced Death Benefit becomes available immediately
Great American Legend 7 A+ 7 Inheritance Enhancer ***(available ages 50-85) 0.95% rider cost 7%Simple 10 years 85 4.75%
*** Enhanced Death Benefit becomes available after 5th contract year
Oxford Prosperity Select SPWL A- n/a Simplified issue, guaranteed death benefit, accelerated benefits,tax-free transfer of wealth 80 7.00%
LTC Play – hybrid policy
Carrier Product AM Best Years LTC Benefit Max IssueAge Comp *
State Life / One America Annuity Care II A+ 9 LTC Account Value + Continuation of Benefits combine to providetax-free LTC benefit payments(call for sample hypothetical illustration) 40-80 6.50%
Please call for state availability
* Commissions reduce at higher ages

Annuity Team