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Hot Index Annuities

Indexed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Fixed Index Annuities 9/11/2019
Accumulation Plays
Carrier Product AM Best Years Top Crediting Strategy Crediting Type Max Issue Age
American General Power 7 or 10 Protector A 7 or 10 PIMCO Global Optima Index Uncapped with up to 50% participation 85 or 75
Great American American Legend 7 A 7 S&P 500 Average Daily Risk Control 10% Uncapped with up to 60% participation 85
Great American Landmark 5 A 5 S&P 500 Average Daily Risk Control 10% Uncapped with up to 55% participation 89
Athene Performance Elite 7, 10 or 15 A 7, 10 or 15 Janus SG Market Concensus Uncapped with up to 70% participation 83, 78 or 73
American Equity AssetShield 5, 7, 9, or 10 A- 5, 7, 9, or 10 S&P 500 Dividend Aristocrats Daily Risk Control 8% Uncapped with up to 170% participation 85 or 80
Income Plays – income sooner
Carrier Product AM Best Years Income Rider Bonus Roll-up Max Issue Age
American General Assured Edge Income Achiever (exclusive contract) A 10 Assured Edge Income Builder GLWB n/a 7.50% 80
Athene Ascent Pro 10 (limited distribution) A 10 Ascent Bonus Income Rider 15.00% 10.00% 80
Great American Premier Income Bonus A 7 Premier Income Bonus 8.00% 8.00% 85
Income Plays – income later
Carrier Product AM Best Years Income Rider / Crediting Strategy Income Value Bonus Income Value Crediting Max Issue Age
Lincoln New Directions 8 A+ 5 to 10 Lincoln Lifetime Income Edge 2.0 n/a 7.00% Rollup 85
Athene Ascent Pro A 10 Ascent Income Rider with Stacked Rollup Option 10% 7% Simple + 200% index crediting Varies by state
American General PowerProtector Plus Income A 7 or 10 Lifetime Income Plus n/a 7.50% Rollup 75 or 80
Wealth Transfer Plays
Carrier Product AM Best Years Death Benefit Roll-up Roll-up Period Max Issue Age
Symetra Edge Pro 7 A 7 Enhanced Death Benefit Rider **(available to age 75) 0.90%rider cost 7% Simple 10 years 85
** Enhanced Death Benefit becomes available immediately
Great American Legend 7 A+ 7 Inheritance Enhancer ***(available ages 50-85) 0.95% rider cost 7% Simple 10 years 85
*** Enhanced Death Benefit becomes available after 5th contract year
Oxford Prosperity Select SPWL A- n/a Simplified issue, guaranteed death benefit, accelerated benefits, tax-free transfer of wealth 80
LTC Play – hybrid policy
Carrier Product AM Best Years LTC Benefit Max Issue Age
State Life / One America Annuity Care II A+ 9 LTC Account Value + Continuation of Benefits combine to provide tax-free LTC benefit payments(call for sample hypothetical illustration) 40-80
Please call for state availability
* Commissions reduce at higher ages

Annuity Team