Name: Sales Team Happy Hour at TAPS Brewery
Start: 2019-02-28T16:30:00-08:00
End: 2019-02-28T18:30:00-08:00
Location: TAPS Brewery & Barrel Room

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Hot Index Annuities

Indexed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Fixed Index Annuities 2/20/2019
Accumulation Plays
Carrier	Product	AM Best	Years	Top Crediting Strategy	Crediting Type		Max Issue Age
American General	Power 7 or 10 Protector	A	7 or 10	PIMCO Global Optima Index	Uncapped with spread as low as 2.45%		85 or 75
Great American	American Legend 7	A	7	S&P 500 Average Daily Risk Control 10%	Uncapped with up to 65% participation		85
Great American	Landmark 5	A	5	S&P 500 Average Daily Risk Control 10%	Uncapped with up to 65% participation		89
Athene	Performance Elite 7, 10 or 15	A	7, 10 or 15	Janus SG Market Concensus	Uncapped with up to 90% participation		83, 78 or 73
Lincoln	OptiBlend 5, 7 or 10	A+	5, 7 or 10	S&P point-to-point	Up to 6.25% cap		85, 85 or 80

Income Plays – income sooner
Carrier	Product	AM Best	Years	Income Rider	Bonus	Roll-up	Max Issue Age
American General	Assured Edge Income Achiever	A	10	Assured Edge Income Builder GLWB	n/a	7.50%	80
Athene	Ascent Pro 10 (limited distribution)	A	10	Ascent Bonus Income Rider	15.00%	10.00%	80
American General	Power Protector	A	7 or 10	Lifetime Income Plus	n/a	7.50%	80
Allianz Preferred	Core Income 7	A+	7	Core Income	n/a	interest based	80
Great American	Premier Income Bonus	A	7	Premier Income Bonus	8.00%	8.00%	85

Income Plays – income later
Carrier	Product	AM Best	Years	Income Rider / Crediting Strategy	Income Value Bonus	Income Value Crediting	Max Issue Age
Allianz Preferred	222	A+	10	Allianz 222 Annuity Lifetime Income Withdrawal Benefit	22%	150% Index crediting	80
Lincoln	New Directions 8	A+	5 to 10	Lincoln Lifetime Income Edge 2.0	n/a	7.00% Rollup	85
Athene	Ascent Pro	A	10	Ascent Income Rider with Stacked Rollup Option	10%	7% Simple + 200% index crediting	Varies by state
American General	PowerProtector Plus Income	A	7 or 10	Lifetime Income Plus	n/a	7.50% Rollup	75 or 80

Wealth Transfer Plays
Carrier	Product	AM Best	Years	Death Benefit	Roll-up	Roll-up Period	Max Issue Age
Symetra	Edge Pro 7	A	7	Enhanced Death Benefit Rider **(available to age 75) 0.90%rider cost	7% Simple	10 years	85
				** Enhanced Death Benefit becomes available immediately
Great American	Legend 7	A+	7	Inheritance Enhancer ***(available ages 50-85) 0.95% rider cost	7% Simple	10 years	85
				*** Enhanced Death Benefit becomes available after 5th contract year
Oxford	Prosperity Select SPWL	A-	n/a	Simplified issue, guaranteed death benefit, accelerated benefits, tax-free transfer of wealth			80

LTC Play – hybrid policy
Carrier	Product	AM Best	Years	LTC Benefit			Max Issue Age
State Life / One America	Annuity Care II	A+	9	LTC Account Value + Continuation of Benefits combine to provide tax-free LTC benefit payments(call for sample hypothetical illustration)			40-80

Please call for state availability * Commissions reduce at higher ages