When a critical illness such as cancer, heart attack or stroke occurs, it places a tremendous emotional strain on the family, sometimes accompanied by an overwhelming financial burden. Critical Illness policies can provide a lump sum payment in the event that the insured incurs a covered critical illness while the policy is in force. The payment can then be used to help cover costs associated with a critical illness diagnosis, such as:
Choosing the best hospitals and physicians
Treatments or specialist services not covered by traditional health insurance plans
