The DI Retirement Security product can be an extremely important safety net to help ensure your clients meet their retirement goals.

It is important to offer your client’s adequate Disability coverage and Income Protection to ensure they aren’t suffering a “Living Death” and spending more on medical bills or living costs than they are able to afford.

How do you engage your clients about income protection? There are 3 simple questions that can lead to Disability Income Sales.

There are more than 310 million people living in the US and 160 million of them earn a living in the workforce. Of those 160 million, 120 million do not have any form of Income Protection Insurance other than Social Security.

Buy-In Disability Insurance reassures both parties that the partnership will be completed and that the financial obligations stated in the contract will be fulfilled.

With reduced elimination periods on Short-Term products, your clients can receive Day One income protection.

It is important to remember that Disability Income Insurance is needed year round.

Only 9% of long-term disability claims result from serious accidents. The remaining 91% come from common ailments like back and joint pain, chronic diseases, cancers, depression and pregnancy.

Over 100 million working Americans don’t have private disability coverage and I suspect most of them have never been given a chance to vote. Help your clients make the right decision.