According to the Bloomberg Business Summit, Millennials, or Generation Y, will make up the majority of the workforce by 2025. Find new sales within the generation that will dominate the workforce in the upcoming years.

The majority of disability claims are partial in nature. It is important to always include a partial benefit or Residual benefit whenever recommending income protection for your clients.

Income Protection plans are available with Return of Premium options – where a portion of the premium is paid back to a client, income tax free.

Asking the right questions can help uncover information to create a plan should your clients be out of work due to an illness or injury.

As an advisor, it’s important to not only help your clients plan for the future they desire, but to also help protect it. And the best place to start is by protecting their income.

Start the conversation about income protection with young couples who have bought a home or are starting a family. This is the best time to build a foundation of financial protection.

The young professional market is largely untapped. With their future earning potential and conservative approach to finances, they make good candidates for income protection and other financial products.

Whether the business has as few as three employees or 100, the ability to incorporate an affordable Individual Disability Income plan into the company’s overall benefit package can be an absolute game changer!

The DI Retirement Security product can be an extremely important safety net to help ensure your clients meet their retirement goals.