Using a little known technique, employers can use special benefit options to give “select employees” Disability Income protection in the form of company paid tax deductible benefits.

We will help to qualify your clients based on their annual income without consideration to whether they earned that money in 36 days or 365 days.

It’s important to educate your clients about how to protect their most valuable financial resource – their ability to earn an income.

The business overhead expense need is obvious for high income earning, white collar business owners, but that same essential need exists for small blue collar business owners as well.

The Business Owner Upgrade feature for Individual Disability Insurance from some of our core carriers provides an opportunity for business owner clients to increase their occupation class by up to two levels.

If you sell a 40 year old a disability policy today – you can expect to receive renewal commission on that one piece of business for the next 20 to 25 years.

Traditional health insurance plans cover medical expenses such as Hospital and Doctor’s fees. But other non-covered expenses such as insurance deductibles, child care, travel to and from treatment facilities, and short term home health care must often be paid out of pocket by the patient.

Testimonials and examples offer an excellent way to connect with clients and can be the key to Individual Disability Income (DI) Insurance sales success.

Disability Income products have the capability of making a large impact on the financial futures of your new and existing clients.