Start the conversation with young couples, ages 25 to 45 – they are the top prospects for income protection.  They’re purchasing homes and starting families – it’s an ideal time to build a foundation of financial protection.

Even though NFL super-stars need specialized coverage due to the nature of their sport, it’s important to remember that high-earning individuals have a gap in disability income protection as well.

A BOE plan would keep the business in operation in the event the owner becomes disabled and couldn’t work for a period of time.  BOE coverage reimburses all the fixed expenses, including the employees’ salaries, back to the business.

Buy/Sell Agreements will always address the event of death or retirement – and are crucial to include in any business owner clients’ plans.  However, most do not identify what to do should a partner be too sick or hurt to function as a managing partner.

Are you looking to increase your personal production and income?  One straightforward way to generate additional sales with existing clients is to offer a Disability Income Benefit Review.

Never let premium be the reason your client’s income is left unprotected from an injury or sickness – there are new, affordable DI plans now available.

The young professional market is largely untapped. With their future earning potential and conservative approach to finances, they make good candidates for income protection and other financial products.

A unique and fun case study of a professional sailing team which highlights some of the unusual protection we can help you provide to your clients.

Instead of drilling your clients with horror stories about the difficulties they will face without having a DI policy in place, ask them the right questions in order to make the DI sale.

Physicians and Dentists find BOE coverage imperative due to the operational nature of their firms which have disproportionately-high monthly overhead expenses.