Clients considering an Income Protection policy now have the option to add additional protection which can provide additional protection to cover medical expenses for minimal or no cost at all.

Critical Illness Insurance offers a tax-free lump sum payment on first diagnosis of any one of a list of serious illnesses – including cancer, heart attacks, or stroke.

A plan was designed for a $50 million key-person disability insurance policy, payable to the company in a lump sum after 12 months, should the CEO be unable to perform his duties.

Improve your Disability Income (DI) Sales with any or all of the numerous marketing assets we have available for your immediate use.

This simple approach will help open doors to new opportunities and possibly allow you to up-sell to clients who need more coverage.

With comprehensive benefit plans and affordable costs – you could find coverage to fit any client’s budget, with benefits up to $500,000.

Income Protection Plans are available with a 100% return of premiums paid.  Meaning, that if your clients didn’t use it, they wouldn’t lose it.

The common misconception is that this type of coverage is going to be too expensive for your average client, but the reality is the coverage is much more affordable than most people realize.

Now, small groups of 3-14 employees and contractors can qualify for an Affinity Business Discount without any employer sponsorship and receive only 1099 income.

A high-cap excess personal DI is a great way for physicians, attorneys, accountants, and white-collar executives to find appropriate levels of economic safeguard.