Accidents are bound to happen, and there are income protection policies geared towards these types of situations.

Key Person Coverage provides the crucial benefits and cash flow a company needs to move forward, while maintaining profitability if a key person were to incur an injury or illness.

Insurance is available for everything from a car to a cell phone, and it’s vital to remind your clients that those things don’t exist without the funds to facilitate them – which is exactly why income protection is so important.

While the need for income protection is apparent, the majority of Americans have not purchased individual Disability Income insurance due to the misconception that it is too expensive.

Both short-term and long-term DI are designed to provide replacement income to your clients. The most obvious difference between the policies is the amount of time they are designed to sustain your clients’ incomes.

Business Overhead Expense Insurance will reimburse the business owner for all fixed expenses – keeping the doors open while they recover.

Guaranteed Short Term DI provides small businesses, with as few as 2 employees, affordable 100% guaranteed issue short term disability protection with up to $1,500 per week in benefits.

Effective immediately, the Individual Disability Insurance (IDI) Underwriting Department at Principal® is changing underwriting guidelines for exams and labs.

Effective immediately, the Individual Disability Insurance (IDI) Underwriting Department at Principal® is changing underwriting guidelines for exams and labs.

Help protect your clients’ retirement dreams with DI Retirement Security – crafted specifically to replenish lost retirement savings when an individual is too sick or hurt to generate a salary.