Both short-term and long-term DI are designed to provide replacement income to your clients. The most obvious difference between the policies is the amount of time they are designed to sustain your clients’ incomes.

Guaranteed Short Term DI provides small businesses, with as few as 2 employees, affordable 100% guaranteed issue short term disability protection with up to $1,500 per week in benefits.

While the need for income protection is apparent, the majority of Americans have not purchased individual Disability Income insurance due to the misconception that it is too expensive.

A BOE plan would keep the business in operation in the event the owner becomes disabled and couldn’t work for a period of time.  BOE coverage reimburses all the fixed expenses, including the employees’ salaries, back to the business.

Gain a stronger command of Income Protection Planning!

Up to $75,000 benefit with no exam or interview. Simply submit a complete online application and receive an answer within 48 hours.

Even though NFL super-stars need specialized coverage due to the nature of their sport, it’s important to remember that high-earning individuals have a gap in disability income protection as well.

Buy/Sell Agreements will always address the event of death or retirement – and are crucial to include in any business owner clients’ plans.  However, most do not identify what to do should a partner be too sick or hurt to function as a managing partner.

Are you looking to increase your personal production and income?  One straightforward way to generate additional sales with existing clients is to offer a Disability Income Benefit Review.

Never let premium be the reason your client’s income is left unprotected from an injury or sickness – there are new, affordable DI plans now available.