Even though the Life Insurance marketplace is ever changing, there are time tested ways to help you to generate premium while providing a valuable service to your clients.

Ensure your clients maintain an adequate amount of term life insurance, with a potentially lower cumulative premium outlay.

As a producer, it is your responsibility to educate your client about how the withdrawals and policy loans can affect their policy.

Cash Value Life Insurance offers tremendous value and flexibility that can address multiple needs that change over time.

It can be difficult to determine what to do with the business when some children may have played a more active role in the business than others.

Although a Deferred Annuity is a great vehicle to accumulate funds for retirement, it is not an efficient vehicle to transfer wealth since it may be taxed twice at death.

Giving directly can significantly reduce the amount of assets ultimately passed to family members and other loved ones.

Appeal to the small business market by presenting them with a simple plan – so they can have peace of mind knowing their family and business will be in good hands when they move on.

Life Insurance can be used as a powerful tool to leverage Social Security payments for future generations.