An Indexed Universal Life (IUL) insurance policy may provide the protection and financial flexibility to meet many needs of this generation.

The executive bonus is a great sales concept for the small business market and can generate significant commissionable sales to the producer.

September is Life Insurance Awareness Month – a time to make an extra effort to get the word out to prospects and existing clients about the importance of securing a financial future for their loved ones.

A properly designed Indexed Universal Life (IUL) can help you win more cases by providing customers with options they can use while living.

Life Insurance conversations with millennials need to shine light on the future benefits a life policy can offer.

Existing reserving formulas have been the same since before the original roaring 20s. Time for an upgrade, I’d say. The new PBR considers the vastly upgraded and diverse products available to clients today, ensuring that carriers reserve appropriately for each policy block needed to pay future claims.

John Hancock’s Accumulation Index UL adding the Vitality and Long-Term Care rider can be a valuable asset for any client who can spend $500 a month.

With the introduction of Legal and General’s new 35 and 40 year term you can give clients the option to buy simple term life insurance that can cover them into retirement and beyond.

When gauging the relevance of a new product or new enhancement, one can look at whether or not some of the largest, oldest insurance carriers are making these new products available in their product portfolio.