Typically, business owners focus on day-to-day operations far more than on retirement, or on keeping the business going in the event of death.  Business owners need your help!

Determining the correct amount of life insurance protection remains a mystery to many.  Recent studies show that most adults continue to lack adequate amounts of coverage – and close to two-thirds admit to not even having a personal life insurance agent.

The recent industry focus on a guaranteed death benefit product to cover all scenarios may be a good solution for some of your clients — but not for all.

A policy review may uncover that the existing amount of coverage is no longer reflective of their true need and/or that there’s opportunity to enhance their coverage via the inclusion of living benefits.

An Executive Bonus Plan allows a business owner to select who they reward with no discrimination rules, and have the contributions tax deductible to their business. Plan implementation is easy, with no IRS approval necessary.

A unique feature on guaranteed universal life is a return of premium option, included at no additional charge within the policy, which provides clients with an exit strategy, giving them flexibility for their future.

You have access to many products that can provide your clients with tax favored cash accumulation and if structured properly, will also provide for non-reportable, tax-free income.

Life Insurance is one of the most valuable assets there is – especially when you consider the numerous benefits that a permanent life policy can provide now, while still securing a financial future for loved ones down the line.

One of our Strategic Carrier Providers allows clients to nominate a charity when they purchase a policy – a benefit available at no additional cost.