Today, many carriers are offering Linked Benefit products which allow your clients to access a percentage of their policy’s death benefit in order to cover their Long Term Care expenses.

More than half of Americans believed that they would feel the financial impact from the loss of the primary wage earner within six months.

It is common to think about term vs. perm as an either/or decision, it may be more appropriate to think of both. Especially if one believes there will always be a need for life insurance.

Appeal to the small business market by presenting them with a simple plan – so they can have peace of mind knowing their family and business will be in good hands when they move on.