There is a way to keep clients covered, while at the same time saving them some premium dollars – and generating some commission dollars for you.

You have access to many products that can provide your clients with tax favored cash accumulation and if structured properly, will also provide for non-reportable, tax-free income.

A unique feature on guaranteed universal life is a return of premium option which provides clients with an exit strategy and giving them flexibility for their future.

Life Insurance is one of the most valuable assets there is – a permanent life policy can provide benefits now, while still securing a financial future for loved ones down the line.

Take advantage of our services and expertise to avoid any underwriting surprises.

The client does not need to convert their entire term policy at once and can make use of multiple partial conversions to help keep premium costs low while providing added flexibility.

How many of your clients would consider replacing their existing term coverage with a product that could pay benefits if they were to experience a major health event?

When owners use the business evaluation process, results can lead to significant opportunity.

Does permanent life insurance have a place in your clients’ overall financial portfolios?

When analyzing a premium financing option for clients, it is easy to get lost among the variables in play. These include 1) collateral risk, 2) policy performance risk, and 3) interest rate risk.