Although a Deferred Annuity is a great vehicle to accumulate funds for retirement, it is not an efficient vehicle to transfer wealth since it may be taxed twice at death.

Does your client worry about how a large lump sum death benefit will be spent once they have passed? 

Two thirds of consumers surveyed would likely switch their life insurance provider to a company that could tailor coverage offerings to fit their individual insurance and wellness needs.

Providing a needs-based analysis to customers helps them understand how life insurance can work for them and their families. Three-quarters of shoppers who received a needs analysis bought life insurance.

More than half of Americans believed that they would feel the financial impact from the loss of the primary wage earner within six months.

Today, many carriers are offering Linked Benefit products which allow your clients to access a percentage of their policy’s death benefit in order to cover expenses.

When a Special Needs Trust is properly funded with a Life Insurance policy you are providing a great supplement to their existing government benefits and creating comprehensive solutions for a special situation.

71% of small business owners surveyed said they have thought about who would run their business in their absence, but only 35% of all surveyed had a business continuation plan.

Giving directly can significantly reduce the amount of assets ultimately passed to family members and other loved ones.

There aren’t many investment vehicles available that offer the tax advantages of properly structured, permanent life insurance.