A sales associate will work with you to provide business case expertise and top-notch service before, during and after the sale!

Reward yourself and your clients with coverage that can secure the future for loved ones while providing access to tax-free cash value and long-term care benefits in case of emergencies.

Life Insurance, properly structured, can be a valuable tool for clients to supplement their retirement planning efforts.

Hundreds of thousands of businesses across the nation are approaching the retirement or death of their founders or chief executives with no plans for succession or inadequate plans that will fail to produce the desired results.

Typically, business owners focus on day-to-day operations far more than on retirement, or on keeping the business going in the event of death.  Business owners need your help!

Determining the correct amount of life insurance protection remains a mystery to many.  Recent studies show that most adults continue to lack adequate amounts of coverage – and close to two-thirds admit to not even having a personal life insurance agent.

The recent industry focus on a guaranteed death benefit product to cover all scenarios may be a good solution for some of your clients — but not for all.

A policy review may uncover that the existing amount of coverage is no longer reflective of their true need and/or that there’s opportunity to enhance their coverage via the inclusion of living benefits.

An Executive Bonus Plan allows a business owner to select who they reward with no discrimination rules, and have the contributions tax deductible to their business. Plan implementation is easy, with no IRS approval necessary.

A unique feature on guaranteed universal life is a return of premium option, included at no additional charge within the policy, which provides clients with an exit strategy, giving them flexibility for their future.