Now is the time to start having conversations with your clients about LTC planning, the risk of depending on government programs, and how those programs differ from private LTC insurance.

Adapting your approach to the new market will not only demonstrate that you are responding to changing trends, but will ultimately help to increase your LTC Insurance business.

Long-Term Care Insurance provides the insured with the dignity and independence to choose where they get their care.

Build momentum and grow your long-term care insurance business without breaking the bank.

Ask these 3 questions to your prospective clients to drive the point home on why having a LTCi policy is so important.

With 70% of people over the age of 65 requiring assistance due to physical or cognitive impairments, and women’s life expectancy being 83.1 years, they have a higher chance of needing long-term care.

For a young professional, you can use a flexible Asset Based solution which allows for affordable premium payments overtime while retaining flexibility.

Long term care is often perceived as a difficult subject to discuss, but the ultimate goal – financial security – is the same as with any other type of insurance or investment that you currently offer your clients.

A Controlled Executive Bonus Plan, also known as a Restrictive Executive Bonus, or Section 162 plan, is an agreement between an employer and its key employee(s) to provide a death benefit, supplemental income, and now includes long-term care benefits.

Four potential client profiles for Asset Based LTCi.