While the conversation is not exactly an easy one to have, a discussion of Long Term Care planning with loved ones is something that should not be put off.

Accidents, chronic illness, or simply the effects of aging could all result in a need for long term care in the future. That’s why it’s important for everyone to take steps to preserve their quality of life and financial assets as they age.

In order to ignite desire in a client, an advisor must be able to humanize “the need” through personal stories, experiences, and emotions – something the buyers can connect with while coming to a decision.

By crafting your sales approach, you can reach out to these prospects about affordable long term care insurance and designing a plan within their budget.

Asset Based LTCi is designed to help protect your clients’ assets by using the safety of whole Life Insurance. With a guaranteed premium, your clients will receive a guaranteed amount of Life Insurance that can be applied to their LTCi expenses.

A brief review of one or two insurance company underwriting guides will provide the basic questions one needs to ask prospects and clients for a smoother process.

Developing a plan for an entire year can be a daunting task. With so many days ahead of you, it’s easy to get sidetracked and let a few months of inactivity slip and sabotage your success. It’s time to take a more disciplined approach.

Americans are starving for knowledge and assistance when it comes to putting a Long Term Care plan in place, but are unsure where to obtain information and planning strategies.

As you’ve all experienced, the majority of your clients who are couples come together as a packaged deal. So what happens when a couple applies for a LTCi policy and only one is approved?

In a market of one-stop shopping, becoming the local LTC resource can help you stand out in the crowd.