One of our A+ carriers no longer looks at total cholesterol in assessing risk but reviews only the cholesterol/HDL ratio instead. Now clients with high total cholesterol but lower, favorable ratios can still qualify for best rates.

One of our top rated carriers made changes to their wellness crediting program to automatically give clients who maintain a healthy lifestyle the potential to be upgraded to a better underwriting offer and price.

A top carrier has recently re-evaluated their underwriting practices for Active Military Personnel.

The CPS Life Underwriting Department has a heart for finding the best possible outcomes on your cholesterol cases.

One of our A+ carriers takes a responsibly aggressive approach to underwriting Parkinson’s disease and can offer favorably on those cases that are well controlled with other favorable risk factors.

Presenting each client’s history to the carriers in the best possible light will allow the CPS Team to provide you with solid recommendations, the best carrier options, products and plan for a successful outcome.

Ulcers that are successfully treated with good follow up and documentation of healing generally get more favorable underwriting outcomes.

One of our A+ carriers takes an aggressive approach to underwriting thyroid cancer and in some cases, can offer Preferred rates.

Call your CPS Life Underwriting team today to discuss your client’s impaired health history. Together, we can pre-qualify your client for the best possible offer.

One of our A+ carriers takes an aggressive approach to underwriting and has a crediting program available that could help get more favorable offers on this impairment.