We are here to provide our expertise when it comes to writing good cover letters. We can even write them for you. We will help explain the purpose of your applications to our carrier underwriters.

One of our carriers has an underwriting program that can give that little push needed to get Preferred classes and help to make the sale.

Asking for a second exam after one was done in the not so distant past can jeopardize a sale.  Worry no more.

Contact the CPS Underwriting Team to help uncover more ways to get better offers for your clients and increase your sales !

The key to favorable outcomes isn’t as much the severity at diagnosis as it is the follow up and compliance to treatment.

One of the most important aspects to placing more business is a knowledgeable underwriting team to be your advocate for those challenging cases.  The CPS Life Underwriting team has a philosophy we call “never say never”. 

Non-traditional long-term care insurance and chronic illness riders are the perfect solution for impairments that would be declined for traditional LTC riders.

If the proBNP is favorable on an exam lab panel, one of our A-rated carriers can use the result as an underwriting credit for applicants ages 70 and up.

One of our A+ carriers can underwrite favorably on pre-diabetes cases that show a stable, well controlled condition.

We don’t always think of underwriting as a gift, but it can be.