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Tom Nicols, CLU, FLMI, ACS

Disability Income Sales & Marketing Manager

Tom began his career in the insurance industry in 1983, at age 21, with American General Life & Accident as a Servicing Debit Agent. Securing a new position with the Prudential Financial Group in 1986, he obtained his P&C license, Series 6 and 63 licenses specializing in Life Insurance and Financial Planning. In 1990, Tom started his own business, specializing in Executive Benefits and Retirement Planning for Business Owners in the Small Business Market. Tom joined CPS in 1998 and is currently the Disability Income Sales & Marketing Manager, assisting independent brokers with large case design and advanced sales concepts for life insurance. Tom holds his CLU, FLMI, and ACS designations. Contact Tom: Phone (949) 225-7155 | Mobile (949) 870-5477 | Email: